Tradeify — September 2025 Review

Advanced, Growth & Lightning Funded accounts — rules, payouts, timelines and live transition in one place.

Updated: Sep 2025~8 min read

Pros & Cons

Pros

  • Clear progression from challenge → Sim Funded → Live.
  • Growth plan uses EOD trailing drawdown for more flexibility intraday.
  • Advanced plan offers straightforward intraday risk rules.
  • Tiered payout caps that increase with each payout request.
  • Fast payout handling — typically within 24h of approval.
  • Lightning Funded: jump straight into a Sim Funded account (no multi-step challenge).

Cons / Considerations

  • Subscription rebills until canceled on challenge accounts.
  • Advanced Sim Funded has a one-time $125 activation after passing.
  • Minimum payout thresholds are enforced (see tables).
  • Consistency rules apply to payouts (35% for Advanced/Growth; 20% for Lightning).

Advanced Plan — Evaluation Overview

Advanced Challenge Accounts come in three sizes — $50K, $100K, $150K — designed to showcase your execution under live-like conditions before funding.

Account SizeProfit TargetIntraday Trailing DrawdownPosition Size
$50K$3,000$2,0005 Contracts (50 Micros)
$100K$6,000$3,00010 Contracts (100 Micros)
$150K$9,000$4,50015 Contracts (150 Micros)

The intraday trailing drawdown updates in real time. It’s meant to limit large adverse moves and reinforce disciplined risk management. Passing promotes you to the Advanced Simulated Funded account.

Subscription & Renewal (Advanced)

  • Monthly recurring — renews every 30 days until you cancel.
  • Cancel before the renewal date; canceled challenges cannot be reactivated.
  • Balance resets only when the account is in a failed state.

Passing & Activation (Advanced)

  • Pass notification via email within ~1 hour after market close.
  • Activate Sim Funded within 48 hours of passing.
  • One-time $125 activation fee for Advanced Sim Funded.
  • Subscription must be active to activate Sim Funded.

Key Benefits (Advanced)

  • Defined route to Sim Funded and, later, Live.
  • No reset once you’ve passed.
  • Real-time risk controls with intraday trailing drawdown.
  • Flexible sizing up to 15 contracts (or 150 micros).

Growth Plan — Evaluation Overview

Growth Challenge Accounts prioritize flexibility with an End-of-Day (EOD) trailing drawdown and no intraday breach.

Account SizeProfit TargetDaily Loss Limit (Soft)Trailing Max DrawdownMax Position
$50K$3,000$1,250$2,0005 Contracts (50 Micros)
$100K$6,000$2,500$3,50010 Contracts (100 Micros)
$150K$9,000$3,750$5,00015 Contracts (150 Micros)

Subscription & Renewal (Growth)

  • Monthly rebill until canceled (even if the account fails).
  • Balance resets occur only on failed accounts.
  • Rebilling stops after you pass and activate Sim Funded.

Passing & Activation (Growth)

  • Email confirmation within ~1 hour after market close.
  • Activate Sim Funded within 48 hours; subscription must be active.

Key Benefits (Growth)

  • EOD drawdown allows intraday breathing room.
  • No inactivity rule.
  • No activation fee for Sim Funded.
  • Scales up to 15 contracts (or 150 micros).

Lightning Funded Accounts

What is it? A Lightning Funded account lets you bypass the usual multi-step challenges and begin in a Simulated Funded environment immediately — so profits can start counting toward a payout from day one.

  • Available sizes: $25K, $50K, $100K, $150K.
  • One-time activation fee (no recurring fees after activation).
  • Uses an EOD trailing max drawdown based on end-of-day balance.
  • Consistency rule: 20% — designed to reward steady performance.
Account SizeTrading Days to PayoutDaily Loss Limit (Soft)Trailing Max DrawdownMax Position Size
$25K7None$1,0001 Contract (10 Micros)
$50K7$1,250$2,0005 Contracts (50 Micros)
$100K7$2,500$4,00010 Contracts (100 Micros)
$150K7$3,750$6,00015 Contracts (150 Micros)

Because the drawdown is calculated at day’s end, intraday swings won’t immediately adjust the threshold — making it easier to hold trades without tripping the drawdown due to temporary fluctuations.

Optional Data/Subscriptions

Lightning accounts themselves don’t bill monthly, but optional services (e.g., market data tiers) may. CME Level 1 is often included; Level 2 and other add-ons are extra via your Tradovate settings.

Lightning — Quick FAQ
  • Monthly fee? No, only a single activation fee.
  • Can I avoid all subscriptions? Yes, if you don’t add optional services.

Advanced & Growth — Payout Policy

Payout Requirements

  • 35% consistency rule.
  • At least 10 trading days per request.
  • 5 profitable days: $150 / $200 / $250 for $50K / $100K / $150K.
  • Account profit must be at least $100 above the drawdown level.

Minimum Balances Needed

Account SizeDrawdownBufferMin Balance
$50K Adv$2,000$100$52,100
$100K Adv$3,000$100$103,100
$150K Adv$4,500$100$154,600
$50K Growth$2,000$100$52,100
$100K Growth$3,500$100$103,600
$150K Growth$5,000$100$155,100

Timing & Processing

  • Request a payout any time after all requirements are satisfied.
  • Once marked APPROVED, the account is debited immediately and payment typically arrives within 24 hours.
  • Requests outside standard business hours (Mon–Fri, 8am–5pm ET + federal holidays) may take up to 72 hours.

Payout Tiers & Limits

Minimum per request: $500 / $1,000 / $1,500 for $50K / $100K / $150K accounts.

Payout #$50K$100K$150K
1$1,500$2,000$2,500
2$1,750$2,500$3,000
3$2,000$3,000$3,500
4$2,250$3,500$4,000
5$2,500$4,000$4,500
6$3,000$5,000$5,500

After the 6th payout, the cap increases up to $25,000 per account.

Example Payout Scenario

On a $50K Advanced Sim Funded with balance $52,100, you may request up to $1,500. After the payout, the remaining balance is $50,600 — leaving a $500 cushion above the drawdown.

Live Funded Account Transition

After a successful payout, Tradeify can transition you to a Live Funded account and will email the next steps. Keep meeting the consistency and profit rules to stay eligible.

Important Notes

  • All payout prerequisites must be met for approval.
  • Payout requests cannot be edited or canceled once submitted.
  • Contact Tradeify support if anything is unclear before requesting.

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