Tradeify — September 2025 Review
Advanced, Growth & Lightning Funded accounts — rules, payouts, timelines and live transition in one place.
Pros & Cons
Pros
- ✓ Clear progression from challenge → Sim Funded → Live.
- ✓ Growth plan uses EOD trailing drawdown for more flexibility intraday.
- ✓ Advanced plan offers straightforward intraday risk rules.
- ✓ Tiered payout caps that increase with each payout request.
- ✓ Fast payout handling — typically within 24h of approval.
- ✓ Lightning Funded: jump straight into a Sim Funded account (no multi-step challenge).
Cons / Considerations
- — Subscription rebills until canceled on challenge accounts.
- — Advanced Sim Funded has a one-time $125 activation after passing.
- — Minimum payout thresholds are enforced (see tables).
- — Consistency rules apply to payouts (35% for Advanced/Growth; 20% for Lightning).
Advanced Plan — Evaluation Overview
Advanced Challenge Accounts come in three sizes — $50K, $100K, $150K — designed to showcase your execution under live-like conditions before funding.
Account Size | Profit Target | Intraday Trailing Drawdown | Position Size |
---|---|---|---|
$50K | $3,000 | $2,000 | 5 Contracts (50 Micros) |
$100K | $6,000 | $3,000 | 10 Contracts (100 Micros) |
$150K | $9,000 | $4,500 | 15 Contracts (150 Micros) |
The intraday trailing drawdown updates in real time. It’s meant to limit large adverse moves and reinforce disciplined risk management. Passing promotes you to the Advanced Simulated Funded account.
Subscription & Renewal (Advanced)
- Monthly recurring — renews every 30 days until you cancel.
- Cancel before the renewal date; canceled challenges cannot be reactivated.
- Balance resets only when the account is in a failed state.
Passing & Activation (Advanced)
- Pass notification via email within ~1 hour after market close.
- Activate Sim Funded within 48 hours of passing.
- One-time $125 activation fee for Advanced Sim Funded.
- Subscription must be active to activate Sim Funded.
Key Benefits (Advanced)
- Defined route to Sim Funded and, later, Live.
- No reset once you’ve passed.
- Real-time risk controls with intraday trailing drawdown.
- Flexible sizing up to 15 contracts (or 150 micros).
Growth Plan — Evaluation Overview
Growth Challenge Accounts prioritize flexibility with an End-of-Day (EOD) trailing drawdown and no intraday breach.
Account Size | Profit Target | Daily Loss Limit (Soft) | Trailing Max Drawdown | Max Position |
---|---|---|---|---|
$50K | $3,000 | $1,250 | $2,000 | 5 Contracts (50 Micros) |
$100K | $6,000 | $2,500 | $3,500 | 10 Contracts (100 Micros) |
$150K | $9,000 | $3,750 | $5,000 | 15 Contracts (150 Micros) |
Subscription & Renewal (Growth)
- Monthly rebill until canceled (even if the account fails).
- Balance resets occur only on failed accounts.
- Rebilling stops after you pass and activate Sim Funded.
Passing & Activation (Growth)
- Email confirmation within ~1 hour after market close.
- Activate Sim Funded within 48 hours; subscription must be active.
Key Benefits (Growth)
- EOD drawdown allows intraday breathing room.
- No inactivity rule.
- No activation fee for Sim Funded.
- Scales up to 15 contracts (or 150 micros).
Lightning Funded Accounts
What is it? A Lightning Funded account lets you bypass the usual multi-step challenges and begin in a Simulated Funded environment immediately — so profits can start counting toward a payout from day one.
- Available sizes: $25K, $50K, $100K, $150K.
- One-time activation fee (no recurring fees after activation).
- Uses an EOD trailing max drawdown based on end-of-day balance.
- Consistency rule: 20% — designed to reward steady performance.
Account Size | Trading Days to Payout | Daily Loss Limit (Soft) | Trailing Max Drawdown | Max Position Size |
---|---|---|---|---|
$25K | 7 | None | $1,000 | 1 Contract (10 Micros) |
$50K | 7 | $1,250 | $2,000 | 5 Contracts (50 Micros) |
$100K | 7 | $2,500 | $4,000 | 10 Contracts (100 Micros) |
$150K | 7 | $3,750 | $6,000 | 15 Contracts (150 Micros) |
Because the drawdown is calculated at day’s end, intraday swings won’t immediately adjust the threshold — making it easier to hold trades without tripping the drawdown due to temporary fluctuations.
Optional Data/Subscriptions
Lightning accounts themselves don’t bill monthly, but optional services (e.g., market data tiers) may. CME Level 1 is often included; Level 2 and other add-ons are extra via your Tradovate settings.
Lightning — Quick FAQ
- Monthly fee? No, only a single activation fee.
- Can I avoid all subscriptions? Yes, if you don’t add optional services.
Advanced & Growth — Payout Policy
Payout Requirements
- 35% consistency rule.
- At least 10 trading days per request.
- 5 profitable days: $150 / $200 / $250 for $50K / $100K / $150K.
- Account profit must be at least $100 above the drawdown level.
Minimum Balances Needed
Account Size | Drawdown | Buffer | Min Balance |
---|---|---|---|
$50K Adv | $2,000 | $100 | $52,100 |
$100K Adv | $3,000 | $100 | $103,100 |
$150K Adv | $4,500 | $100 | $154,600 |
$50K Growth | $2,000 | $100 | $52,100 |
$100K Growth | $3,500 | $100 | $103,600 |
$150K Growth | $5,000 | $100 | $155,100 |
Timing & Processing
- Request a payout any time after all requirements are satisfied.
- Once marked APPROVED, the account is debited immediately and payment typically arrives within 24 hours.
- Requests outside standard business hours (Mon–Fri, 8am–5pm ET + federal holidays) may take up to 72 hours.
Payout Tiers & Limits
Minimum per request: $500 / $1,000 / $1,500 for $50K / $100K / $150K accounts.
Payout # | $50K | $100K | $150K |
---|---|---|---|
1 | $1,500 | $2,000 | $2,500 |
2 | $1,750 | $2,500 | $3,000 |
3 | $2,000 | $3,000 | $3,500 |
4 | $2,250 | $3,500 | $4,000 |
5 | $2,500 | $4,000 | $4,500 |
6 | $3,000 | $5,000 | $5,500 |
After the 6th payout, the cap increases up to $25,000 per account.
Example Payout Scenario
On a $50K Advanced Sim Funded with balance $52,100, you may request up to $1,500. After the payout, the remaining balance is $50,600 — leaving a $500 cushion above the drawdown.
Live Funded Account Transition
After a successful payout, Tradeify can transition you to a Live Funded account and will email the next steps. Keep meeting the consistency and profit rules to stay eligible.
Important Notes
- All payout prerequisites must be met for approval.
- Payout requests cannot be edited or canceled once submitted.
- Contact Tradeify support if anything is unclear before requesting.
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