Verified Review -
My Funded Futures Review 2026
MFFU - Flex, Pro, Rapid & Builder Plans - Full Breakdown
8.7
FPF Score
Out of 10
My Funded Futures (MFFU) is a futures prop firm offering four sim funded plans: Flex (EOD trailing drawdown, 80/20 split, payout after 5 qualifying days), Pro (EOD trailing drawdown, 80/20 split, payout after 14 days), Rapid (intraday trailing drawdown, 90/10 split, daily payouts every 24 hours), and the new Builder (EOD trailing drawdown, 80/20 split, two MLL options, news trading allowed in all stages, live after 5 payouts). All plans have no activation fees and a clear path to live trading. A new 25K Rapid account was also added as the smallest entry point. The best MFFU promo code is FPF - giving 40% OFF on the Flex plan (first 2 uses) and Builder plan (first 3 uses), then 30% OFF permanently. FPF scores My Funded Futures 8.7 out of 10.
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FPF Ratings
Pros & Cons
- Clear path to live trading on all 4 plans
- No activation fees on any plan
- No Daily Loss Limit on Flex, Pro and Rapid
- Rapid offers daily payouts (every 24 hours)
- New Builder Plan with two MLL options + news trading allowed
- New 25K Rapid account added
- One standardized evaluation for all plans
- Sim Funded Reset option if you breach before first payout (Flex)
- No consistency rule in funded phase (Flex, Pro, Rapid)
- Competitive evaluation pricing
Pros
- 80/20 split on Flex, Pro and Builder (not 90/10)
- Rapid: intraday trailing drawdown on sim funded (stricter)
- Builder: 50% consistency rule applies on payout requests
- Builder: only 1 sim funded account active at a time
- 21-day cooldown after live account breach
- No sim + live trading simultaneously
- T1 news trading banned on Flex, Pro and Rapid sim funded
Cons
Discount Structure - Code FPF
How the discount works
25K Flex - first 2 uses (resets apply)40% OFF
50K Flex - first 2 uses (resets apply)40% OFF
25K & 50K Flex - after 2 uses (unlimited, resets apply)30% OFF
Builder Plan - first 3 uses40% OFF
Builder Plan - after 3 uses (unlimited)30% OFF
●Use code FPF at checkout. Flex gets 40% on first 2 purchases, Builder gets 40% on first 3 purchases. Both then drop to 30% OFF permanently with no use limit.
Plan Comparison at a Glance
Flex
Pro
Rapid
Builder
Sizes
25K, 50K
50K-150K
25K-150K
50K only
Profit Split
80 / 20
80 / 20
90 / 10
80 / 20
Drawdown
EOD
EOD
Intraday
EOD
DLL
None
None
None
$1,000 soft
News Trading (Funded)
Banned
Banned
Banned
Allowed
Consistency (Funded)
None
None
None
50% (payout)
Payout Frequency
5 winning days
After 14 days
Daily (24h)
2 days + buffer
Path to Live
Yes
Yes
Yes
Yes
Evaluation Stage
●MFFU uses one standardized evaluation for Flex, Pro and Rapid. No activation fees. Minimum 2 trading days required to pass. Builder evaluation requires 1 trading day minimum.
Flex & Rapid 25K Evaluation
| Account | Profit Target | Max Loss (EOD) | DLL | Max Contracts | Consistency | Min Days |
|---|---|---|---|---|---|---|
| Flex 25K | $1,500 | $1,000 | None | 3 mini / 30 micro | 50% | 2 |
| Flex 50K | $3,000 | $2,000 | None | 5 mini / 50 micro | 50% | 2 |
| Rapid 25K | $1,500 | $1,000 | None | 3 mini / 30 micro | 50% | 2 |
Pro & Rapid 50K-150K Evaluation
| Account | Profit Target | Max Loss (EOD) | DLL | Max Contracts | Consistency | Min Days |
|---|---|---|---|---|---|---|
| 50K | $3,000 | $2,000 | None | 3 mini (Pro) / 5 mini (Rapid) | 50% | 2 |
| 100K | $6,000 | $3,000 | None | 6 mini (Pro) / 10 mini (Rapid) | 50% | 2 |
| 150K | $9,000 | $4,500 | None | 9 mini (Pro) / 15 mini (Rapid) | 50% | 2 |
Builder 50K Evaluation
| Option | Price | Profit Target | Max Loss (EOD) | DLL | Max Contracts | Consistency | Min Days |
|---|---|---|---|---|---|---|---|
| Builder Default | $153 | $3,000 | $2,000 | $1,000 soft | 4 mini / 40 micro | None | 1 |
| Builder Add-On | $125 | $3,000 | $1,500 | $1,000 soft | 4 mini / 40 micro | None | 1 |
✓Builder news trading is fully allowed during evaluation. Builder pass in 1 day. No consistency rule during Builder eval.
Evaluation Pricing (Flex, Pro & Rapid)
| Account | Flex Price | Pro Price | Rapid Price |
|---|---|---|---|
| $25K | $84 | - | $87 |
| $50K | $107 | $227 | $157 |
| $100K | - | $344 | $267 |
| $150K | - | $477 | $347 |
●Max 10 active evaluation accounts at any time. No activation fee on any plan.
Sim Funded Plan Details
Flex Sim Funded Parameters
●Flex sim funded starts at $0 balance. No DLL, no consistency rule in funded phase. Inactivity rule: 7 calendar days.
| Parameter | 25K Flex | 50K Flex |
|---|---|---|
| Initial Balance | $0 | $0 |
| Max Loss Limit (EOD) | $1,000 | $2,000 |
| Daily Loss Limit | None | None |
| Consistency | None | None |
| Activation Fee | $0 | $0 |
| T1 News Trading | Not Allowed | Not Allowed |
| Inactivity Rule | 7 Calendar Days | 7 Calendar Days |
Scaling Plan
| Simulated Profit | 25K Max Contracts | 50K Max Contracts |
|---|---|---|
| $0 - $749 / $0 - $1,499 | 1 mini / 10 micro | 2 mini / 20 micro |
| $750 - $999 / $1,500 - $1,999 | 2 mini / 20 micro | 3 mini / 30 micro |
| $1,000+ / $2,000+ | 3 mini / 30 micro | 5 mini / 50 micro |
Flex Payouts
●Profit split: 80% trader / 20% firm. After first payout, Max Loss Limit permanently moves to $100. Net profit of $250 (25K) or $500 (50K) required between each payout cycle.
| 25K Flex | 50K Flex | |
|---|---|---|
| Qualifying Days | 5 winning days >= $100 | 5 winning days >= $150 |
| Min Net Profit / Cycle | $250 | $500 |
| Minimum Request | $250 | $250 |
| Maximum Request | 50% of profit up to $3,000 | 50% of profit up to $5,000 |
| Profit Split | 80 / 20 | 80 / 20 |
| MLL after 1st payout | Locks at $100 | Locks at $100 |
Path to Live Trading
★Traders transition to a live account by achieving 5 consecutive payouts on the same account, reaching the $100K sim cap, or through Risk Management Team discretion.
| 25K Flex Live | 50K Flex Live | |
|---|---|---|
| Initial Balance | $1,000 per account | $2,000 per account |
| Minimum Balance | $156 | $156 |
| Daily Loss Limit | None | None |
| Drawdown Type | EOD | EOD |
| Min Payout | $250 | $250 |
| Max Contracts | 2 mini / 20 micro | 4 mini / 40 micro |
⚠Once you have a live account, you cannot trade sim and live simultaneously. If your live account is breached, a 21-day cooldown begins.
Sim Funded Reset Option
>If your Flex Sim Funded account is breached before your first payout, you can pay to reopen it instead of restarting the full evaluation.
Reset Conditions
- Account must be a 25K or 50K Flex Sim Funded account
- Breach must occur before any payout was taken
- Must be in good standing (no compliance issues)
- 7-day window from breach to purchase the reset
- Maximum 2 resets per sim funded account
- 25K reset: $399 each - 50K reset: $499 each
- Non-refundable. Winning days reset to zero on activation
Pro Sim Funded Parameters
●No DLL, no consistency rule, no activation fee. Access to full max contract size immediately - no scaling plan.
| Parameter | $50K Pro | $100K Pro | $150K Pro |
|---|---|---|---|
| Profit Split | 80 / 20 | 80 / 20 | 80 / 20 |
| Max Loss Limit (EOD) | $2,000 | $3,000 | $4,500 |
| Daily Loss Limit | None | None | None |
| Activation Fee | $0 | $0 | $0 |
| Consistency | None | None | None |
| Max Contracts | 5 mini / 5 micro | 10 mini / 10 micro | 15 mini / 15 micro |
| T1 News Trading | Not Allowed | Not Allowed | Not Allowed |
Pro Payouts
●Profit split: 80% trader / 20% firm. Payout available after 14 calendar days from first trade and once the buffer is cleared.
| $50K Pro | $100K Pro | $150K Pro | |
|---|---|---|---|
| Eligibility | 14 calendar days from first trade + buffer cleared | ||
| Payout Buffer | $2,100 | $3,100 | $4,600 |
| Min Payout | $1,000 | $1,000 | $1,000 |
| Max Payout (per user) | $100,000 | $100,000 | $100,000 |
| MLL after 1st payout | $50,100 (static) | $100,100 (static) | $150,100 (static) |
Path to Live Trading
| $50K Pro | $100K Pro | $150K Pro | |
|---|---|---|---|
| Transition Triggers | 3 consecutive payouts OR excess profit (up to $5K) | 3 consecutive payouts OR excess profit (up to $7.5K) | 3 consecutive payouts OR excess profit (up to $10K) |
| Live Funding (Min/Max) | $2,000 - $5,000 | $3,000 - $7,500 | $4,000 - $10,000 |
| DLL Range (Live) | $700 - $1,800 | $1,000 - $2,000 | $1,300 - $3,000 |
| Max Contracts (Live) | 2 - 4 mini | 3 - 5 mini | 4 - 6 mini |
| Min Payout (Live) | $250 | $250 | $250 |
⚠Live transition is at the sole discretion of the Risk Management Team.
Rapid Sim Funded Parameters
⚠Rapid uses intraday trailing drawdown. The Max Loss trails your intraday equity high-water mark in real time, including unrealized PnL. Once it reaches $100, it locks there permanently.
| Parameter | Rapid 25K | Rapid 50K | Rapid 100K | Rapid 150K |
|---|---|---|---|---|
| Initial Balance | $0 | $0 | $0 | $0 |
| Max Loss Distance | $1,000 from HWM | $2,000 from HWM | $3,000 from HWM | $4,500 from HWM |
| Drawdown Type | Intraday | Intraday | Intraday | Intraday |
| Max Loss Lock | $100 | $100 | $100 | $100 |
| Consistency | None | None | None | None |
| Max Contracts | 3 mini / 30 micro | 5 mini / 50 micro | 10 mini / 100 micro | 15 mini / 150 micro |
| Activation Fee | $0 | $0 | $0 | $0 |
| Reset Fee | $97 | - | - | - |
Rapid Payouts - Daily
●Rapid offers daily payouts every 24 hours. Profit split is 90% trader / 10% firm. No consistency requirement.
| Rapid 25K | Rapid 50K | Rapid 100K | Rapid 150K | |
|---|---|---|---|---|
| Required Buffer | $1,100 | $2,100 | $3,100 | $4,600 |
| Consistency Req. | None | None | None | None |
| Payout Frequency | Daily (24h) | Daily (24h) | Daily (24h) | Daily (24h) |
| Min Payout | $500 | $500 | $500 | $500 |
| Profit Split | 90 / 10 | 90 / 10 | 90 / 10 | 90 / 10 |
| Max Payout Cap | None | None | None | None |
Rapid - Intraday Trailing Drawdown
| Example (50K Rapid) | HWM | Max Loss Limit |
|---|---|---|
| Account opens | $0 | -$2,000 |
| Profit: $1,000 (new high) | $1,000 | -$1,000 |
| Profit: $3,500 (new high) | $3,500 | $1,500 |
| Loss day: back to $1,000 | $3,500 (unchanged) | $1,500 (unchanged) |
| Profit: $6,500 - HWM locks | $6,500 | Locks at $100 |
⚠Because unrealized PnL moves the HWM, an open winning trade that moves against you can breach the account before the position is closed.
Path to Live - Rapid
★Two live transition pathways: automatic (hit $10K profit in a single day) or through Risk Management Team review. Up to $5,000 of sim profits go to a Reserve Program upon transition.
| Parameter | Rapid 50K Live | Rapid 100K Live | Rapid 150K Live |
|---|---|---|---|
| Initial Balance | $0 | $0 | $0 |
| Max Loss Limit | $2,000 | $3,000 | $4,500 |
| Drawdown Type | EOD | EOD | EOD |
| Max Contracts | 4 mini / 40 micro | 6 mini / 60 micro | 8 mini / 80 micro |
| Payout Frequency | Daily | Daily | Daily |
★Up to $5,000 of sim funded profits held in Reserve. Unlocks after: 20 profitable live trading days + $10,000 cumulative gross live payouts.
⚠If the live account is breached: deficit deducted from Reserve. A 21-day cooldown begins on all sim trading and purchases.
Builder Sim Funded Parameters
●Builder sim funded starts at $0 balance. Choose your MLL at checkout - Default ($2,000) or Add-On ($1,500). MLL carries through evaluation, sim funded and live stages. News trading fully allowed in all stages.
Builder Default
- MLL$2,000
- Starting Min Balance-$2,000
- Buffer$2,100
- Eval Price$153
- With 40% OFF (3 uses)$92
- With 30% OFF$107
Builder Add-On
- MLL$1,500
- Starting Min Balance-$1,500
- Buffer$1,600
- Eval Price$125
- With 40% OFF (3 uses)$75
- With 30% OFF$87
| Parameter | Builder Default | Builder Add-On |
|---|---|---|
| Starting Balance | $0 | $0 |
| Max EOD Drawdown (MLL) | $2,000 | $1,500 |
| Daily Loss Limit | $1,000 soft pause | $1,000 soft pause |
| Max Contracts | 4 mini / 40 micro | 4 mini / 40 micro |
| Activation Fee | $0 | $0 |
| News Trading | Allowed | Allowed |
| Inactivity Rule | 7 Calendar Days | 7 Calendar Days |
| Active Accounts | 1 per user | 1 per user |
ℹOnly 1 Builder Sim Funded account may be active per user at any time. If breached, earliest a new one activates is the following trading day.
Builder Payouts
●Profit split: 80% trader / 20% firm. Payout available 48 hours after first trade, provided all criteria are met. Max 5 sim payouts before live transition.
| Parameter | Builder Default | Builder Add-On |
|---|---|---|
| Profit Split | 80 / 20 | 80 / 20 |
| Consistency Rule | 50% (at payout time) | 50% (at payout time) |
| Min Qualifying Days / Cycle | 2 days | 2 days |
| Net Profit (First Payout) | $500 above buffer | $500 above buffer |
| Net Profit (Subsequent) | $500 since last payout | $500 since last payout |
| Min Payout | $500 | $500 |
| Max Payout / Cycle | $2,000 | $2,000 |
| Buffer Required | $2,100 | $1,600 |
| Max Sim Payouts | 5 | 5 |
⚠50% consistency rule applies at payout time: your single largest profit day cannot exceed 50% of total profits in the cycle. Resets after each approved payout.
✓Payout example: Clear $2,100 buffer, build $3,600 total profit. Net above buffer: $1,500 (above $500 min). Request $1,500 - after 80/20 split, trader receives $1,200.
Builder Path to Live
★Automatic promotion to live after your 5th approved sim payout. No discretionary review required - it is automatic once payout 5 is approved.
| Parameter | Builder Default Live | Builder Add-On Live |
|---|---|---|
| Promotion Trigger | After 5th sim payout | After 5th sim payout |
| Live Account MLL | $2,000 EOD Trailing | $1,500 EOD Trailing |
| MLL Behavior (Live) | Static once MLL reaches $0 | Static once MLL reaches $0 |
| Profit Split (Live) | 80 / 20 | 80 / 20 |
| Live Payout Cycle | Daily | Daily |
| Min Payout (Live) | $250 | $250 |
| DLL (Live) | $1,000 | $1,000 |
| Consistency (Live) | None | None |
| Max Live Accounts | 1 | 1 |
⚠Overnight positions are not allowed. All positions must be closed before end of trading session. If your live account is breached, a 21-day cooldown begins.
Account Limits
| Account Type | Maximum Active | Notes |
|---|---|---|
| Evaluation Accounts | 10 | Any combination of sizes and plans |
| Sim Funded - 25K & 50K only | 5 | Any combination of 25K and 50K (Flex / Pro / Rapid) |
| Sim Funded - includes 100K or 150K | 3 | Applies across all sizes if any 100K/150K held |
| Builder Sim Funded | 1 | Only 1 Builder active per user at any time |
Frequently Asked Questions
What is the My Funded Futures promo code?
The My Funded Futures promo code is FPF. It gives 40% OFF on the first 2 purchases of the 25K and 50K Flex accounts and the first 3 uses on the Builder Plan. After that, 30% OFF applies with no use limit - also valid on resets.
What is the MFFU Builder Plan?
The MFFU Builder Plan is a 50K evaluation-based plan with two Max Loss Limit options at checkout: Default ($2,000 MLL) and Add-On ($1,500 MLL). It features EOD trailing drawdown, no consistency rule during evaluation, pass in 1 day, a $1,000 soft DLL, news trading fully allowed in all stages, 80/20 profit split, and automatic promotion to a live account after 5 approved sim payouts.
What is the difference between MFFU Rapid, Pro, Flex, and Builder?
Rapid: intraday trailing drawdown, 90/10 split, daily payouts. Pro: EOD drawdown, 80/20 split, payout after 14 days. Flex: EOD drawdown, 80/20 split, payout after 5 qualifying winning days, includes scaling plan. Builder: EOD drawdown, 80/20 split, two MLL options, news trading allowed, 50% consistency at payout time, live after 5 sim payouts. All share the same evaluation structure.
Is there an activation fee on any MFFU plan?
No. There are absolutely no activation fees on any MFFU plan - Flex, Pro, Rapid, or Builder.
Is there a consistency rule in the MFFU funded phase?
No consistency rule in the sim funded phase on Flex, Pro, or Rapid. The Builder Plan has a 50% consistency rule that applies at payout request time - your single largest profit day cannot exceed 50% of total cycle profits. The 50% evaluation consistency rule applies during Flex and Rapid evaluations only - not Builder.
What happens if my MFFU live account is breached?
A 21-day cooldown period begins immediately. All sim funded trading is prohibited and no new evaluations or purchases can be made during that time.
What is the Rapid Reserve Program at MFFU?
Upon transitioning to a Rapid Live account, up to $5,000 of sim funded profits are held in Reserve. Unlocks as a Performance Bonus after 20 profitable live trading days and $10,000 in cumulative gross live payouts. If the live account is breached, the deficit is deducted from Reserve first.
What is new with the 25K Rapid account at MFFU?
MFFU added a 25K Rapid account as their smallest entry point. Evaluation costs $87, profit target $1,500, max loss $1,000, max 3 minis and 30 micros. Sim funded uses intraday trailing drawdown with $1,000 distance, locks at $100, daily payouts, $1,100 buffer, 90/10 split, $500 min payout. Reset fee is $97.
Disclaimer & Legal Notice
The information on this page is provided for informational and educational purposes only. FundedProgramFinder.com (FPF) is an independent comparison and review website. We are not affiliated with, endorsed by, or officially connected to My Funded Futures (MFFU) in any way.
FPF participates in affiliate programs and may receive compensation when you purchase through links on this page, at no additional cost to you.
We are not responsible for the accuracy, completeness, or timeliness of the information presented. Program rules, pricing, and any other terms are subject to change by My Funded Futures at any time without notice.
Trading futures involves substantial risk of loss. Past performance does not guarantee future results. Nothing on this page constitutes financial, investment, or trading advice.
For the most accurate information, always refer directly to My Funded Futures' official website.
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