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My Funded Futures (MFFU) Review 2026 | FPF
My Funded Futures Review
Updated April 2026 - MFFU - Flex, Pro & Rapid Plans
8.7
FPF Score
20% OFF Rapid Path to Live Trading No Activation Fee Daily Payouts (Rapid) New 25K Rapid 3 Plans Sim Funded
FPF Ratings
Payout Reliability
8.6
Rule Clarity
8.4
Value for Money
9.0
Path to Live
9.2
Account Flexibility
8.7
Pros & Cons

    Pros

  • Clear path to live trading on all 3 plans
  • No activation fees on any plan
  • No Daily Loss Limit on any plan
  • Rapid offers daily payouts (every 24 hours)
  • New 25K Rapid account added
  • One standardized evaluation for all plans
  • Sim Funded Reset option if you breach before first payout
  • No consistency rule in the funded phase (Rapid & Flex)
  • Competitive evaluation pricing

    Cons

  • 80/20 split on Flex & Pro (not 90/10 like Rapid)
  • Rapid: intraday trailing drawdown on sim funded (stricter)
  • 21-day cooldown after live account breach
  • Flex payout max capped at 50% of profits
  • No sim + live trading simultaneously
  • Inactivity rule: 7 calendar days on Flex accounts
  • T1 news trading banned on all sim funded accounts
Plan Comparison at a Glance
Flex
Pro
Rapid 25K
Rapid 50K+
Sizes Available
25K, 50K
50K, 100K, 150K
25K only
50K, 100K, 150K
Profit Split
80 / 20
80 / 20
90 / 10
90 / 10
Drawdown (Sim Funded)
EOD Trailing
EOD Trailing
Intraday Trailing
Intraday Trailing
Daily Loss Limit
None
None
None
None
Consistency (Funded)
None
None
None
None
Payout Frequency
After 5 winning days
After 14 days + buffer
Daily (every 24h)
Daily (every 24h)
Required Buffer
$250 / $500 net profit
$2,100 / $3,100 / $4,600
$1,100
$2,100 / $3,100 / $4,600
Min Payout
$250
$1,000
$500
$500
Path to Live
Yes
Yes
Yes
Yes
Evaluation Stage - All Plans
MFFU uses one standardized evaluation for all plans. Rules are identical regardless of which funded plan you choose. No activation fees. Minimum 2 trading days required to pass. T1 news trading allowed during eval.
Flex Plan Evaluation
AccountProfit TargetMax Loss (EOD)DLLMax ContractsConsistencyMin Days
Flex 25K$1,500$1,000None3 mini / 30 micro50%2
Flex 50K$3,000$2,000None5 mini / 50 micro50%2
Pro & Rapid Evaluation
AccountProfit TargetMax Loss (EOD)DLLMax Contracts (Pro / Rapid)ConsistencyMin Days
25K Rapid$1,500$1,000None3 mini / 30 micro50%2
50K$3,000$2,000None3 mini (Pro) / 5 mini (Rapid)50%2
100K$6,000$3,000None6 mini (Pro) / 10 mini (Rapid)50%2
150K$9,000$4,500None9 mini (Pro) / 15 mini (Rapid)50%2
25K Rapid Eval note: Max Loss locks at $25,100 once trailing reaches that level. After lock, balance must stay above $25,100 or account is breached.
Pro Plan One Day Add-On has a $4,000 profit target on the 50K evaluation. Standard Pro 50K target is $3,000.
Evaluation Pricing
AccountFlex PricePro PriceRapid Price
$25K$84-$87
$50K$107$227$157
$100K-$344$267
$150K-$477$347
Max 10 active evaluation accounts at any time. No activation fee on any plan at MFFU.
Sim Funded Plan Details
Flex Sim Funded Parameters
Flex sim funded starts at $0 balance. No DLL, no consistency rule in funded phase. Inactivity rule: 7 calendar days.
Parameter25K Flex50K Flex
Initial Balance$0$0
Max Loss Limit (EOD)$1,000$2,000
Daily Loss LimitNoneNone
ConsistencyNoneNone
Activation Fee$0$0
T1 News TradingNot AllowedNot Allowed
Inactivity Rule7 Calendar Days7 Calendar Days
Scaling Plan
Simulated Profit25K Max Contracts50K Max Contracts
$0 - $749 / $0 - $1,4991 mini / 10 micro2 mini / 20 micro
$750 - $999 / $1,500 - $1,9992 mini / 20 micro3 mini / 30 micro
$1,000+ / $2,000+3 mini / 30 micro5 mini / 50 micro
Flex Payouts
Profit split is 80% trader / 20% firm. After first payout, Max Loss Limit permanently moves to $100 and stays static. Net profit of $250 (25K) or $500 (50K) required between each payout cycle.
Payout Requirements
25K Flex50K Flex
Qualifying Days5 winning days >= $1005 winning days >= $150
Min Net Profit / Cycle$250$500
Minimum Request$250$250
Maximum Request50% of profit up to $3,00050% of profit up to $5,000
Profit Split80 / 2080 / 20
MLL after 1st payoutLocks at $100Locks at $100
Path to Live Trading
Traders transition to a live account by achieving 5 consecutive payouts on the same account, reaching the $100K sim cap, or through Risk Management Team discretion.
Live Account Parameters
25K Flex Live50K Flex Live
Initial Balance$1,000 per account$2,000 per account
Minimum Balance$156$156
Daily Loss LimitNoneNone
Drawdown TypeEODEOD
Min Payout$250$250
Max Contracts2 mini / 20 micro4 mini / 40 micro
Once you have a live account, you cannot trade sim and live simultaneously. If your live account is breached, a 21-day cooldown begins.
Sim Funded Reset Option
If your Flex Sim Funded account (25K or 50K) is breached before your first payout, you can pay to reopen it instead of restarting the full evaluation.

Reset Conditions

  • Account must be a 25K or 50K Flex Sim Funded account
  • Breach must occur before any payout was taken
  • Must be in good standing (no compliance issues)
  • 7-day window from breach to purchase the reset
  • Maximum 2 resets per sim funded account
  • 25K reset: $399 each - 50K reset: $499 each
  • Non-refundable. Winning days reset to zero on activation
Pro Sim Funded Parameters
No DLL, no consistency rule, no activation fee. Access to full max contract size immediately - no scaling plan. T1 news trading not allowed in funded phase.
Parameter$50K Pro$100K Pro$150K Pro
Profit Split80 / 2080 / 2080 / 20
Max Loss Limit (EOD)$2,000$3,000$4,500
Daily Loss LimitNoneNoneNone
Activation Fee$0$0$0
ConsistencyNoneNoneNone
Max Contracts5 mini / 5 micro10 mini / 10 micro15 mini / 15 micro
T1 News TradingNot AllowedNot AllowedNot Allowed
Pro Payouts
Profit split: 80% trader / 20% firm. Payout available after 14 calendar days from first trade and once the buffer is cleared.
$50K Pro$100K Pro$150K Pro
Eligibility14 calendar days from first trade + buffer cleared
Payout Buffer$2,100$3,100$4,600
Min Payout$1,000$1,000$1,000
Max Payout (per user)$100,000$100,000$100,000
MLL after 1st payout$50,100 (static)$100,100 (static)$150,100 (static)
Path to Live Trading
$50K Pro$100K Pro$150K Pro
Transition Triggers3 consecutive payouts OR excess profit -> live (up to $5K)3 consecutive payouts OR excess profit -> live (up to $7.5K)3 consecutive payouts OR excess profit -> live (up to $10K)
Live Funding (Min/Max)$2,000 - $5,000$3,000 - $7,500$4,000 - $10,000
DLL Range (Live)$700 - $1,800$1,000 - $2,000$1,300 - $3,000
Max Contracts (Live)2 - 4 mini3 - 5 mini4 - 6 mini
Min Payout (Live)$250$250$250
Reaching $20,000 profit triggers an account review, but does not guarantee live transition. Live transition is at the sole discretion of the Risk Management Team.
Rapid Sim Funded Parameters
Rapid uses intraday trailing drawdown on all sizes. The Max Loss trails your intraday equity high-water mark in real time, including unrealized PnL. Once the trailing Max Loss reaches $100, it locks there permanently.
ParameterRapid 25KRapid 50KRapid 100KRapid 150K
Initial Balance$0$0$0$0
Max Loss Distance$1,000 from HWM$2,000 from HWM$3,000 from HWM$4,500 from HWM
Drawdown TypeIntradayIntradayIntradayIntraday
Max Loss Lock$100$100$100$100
ConsistencyNoneNoneNoneNone
Max Contracts3 mini / 30 micro5 mini / 50 micro10 mini / 100 micro15 mini / 150 micro
Activation Fee$0$0$0$0
T1 News TradingNot AllowedNot AllowedNot AllowedNot Allowed
Reset Fee$97---
Account starts at $0 and may briefly go negative. Once the trailing Max Loss trails up to $100 and locks, balance must remain above $100 at all times or account is breached.
Rapid Payouts - Daily
Rapid offers daily payouts every 24 hours on all account sizes. Profit split is 90% trader / 10% firm. No consistency requirement.
Rapid 25KRapid 50KRapid 100KRapid 150K
Required Buffer$1,100$2,100$3,100$4,600
Consistency Req.NoneNoneNoneNone
Payout FrequencyDaily (24h)Daily (24h)Daily (24h)Daily (24h)
Min Payout$500$500$500$500
Profit Split90 / 1090 / 1090 / 1090 / 10
Max Payout CapNoneNoneNoneNone
No maximum payout cap on any Rapid size. First payout available 24 hours after your first trade, once the buffer is cleared.
Rapid - Intraday Trailing Drawdown

All Rapid accounts use an intraday trailing drawdown. The Max Loss trails your peak equity (high-water mark) in real time, including unrealized gains from open trades.

Example (50K Rapid)HWMMax Loss Limit
Account opens$0-$2,000
Profit: $1,000 (new high)$1,000-$1,000
Profit: $3,500 (new high)$3,500$1,500
Loss day: back to $1,000$3,500 (unchanged)$1,500 (unchanged)
Profit: $6,500 - HWM locks$6,500Locks at $100
Because unrealized PnL moves the HWM, an open winning trade that moves against you can breach the account before the position is closed. The trailing threshold never decreases once it moves up.
Path to Live - Rapid
Rapid has two live transition pathways: automatic (hit $10K profit in a single day) or through Risk Management Team review. Up to $5,000 of sim profits are allocated to a Reserve Program upon transition.
Live Account Parameters
ParameterRapid 50K LiveRapid 100K LiveRapid 150K Live
Initial Balance$0$0$0
Max Loss Limit$2,000$3,000$4,500
Drawdown TypeEODEODEOD
Max Contracts4 mini / 40 micro6 mini / 60 micro8 mini / 80 micro
Payout FrequencyDailyDailyDaily
Reserve Program
Up to $5,000 of sim funded profits are held in Reserve upon transition. Reserve unlocks as a Performance Bonus after: 20 profitable live trading days + $10,000 cumulative gross payouts from live account.
If the live account is breached: the deficit is deducted from Reserve. A 21-day cooldown then begins on all sim trading and purchases.
Account Limits
Account TypeMaximum ActiveNotes
Evaluation Accounts10Any combination of sizes and plans
Sim Funded - 25K & 50K only5Any combination of 25K and 50K
Sim Funded - includes 100K or 150K3Applies across all sizes if any 100K/150K held
Frequently Asked Questions
What is new with the 25K Rapid account?+
MFFU added a 25K Rapid account as their smallest entry point into the Rapid plan. The evaluation costs $87, profit target is $1,500, max loss $1,000, and max 3 minis / 30 micros. In the sim funded stage it uses intraday trailing drawdown with a $1,000 distance, locks at $100, and offers daily payouts with a $1,100 required buffer, 90/10 split, and $500 minimum payout. Reset fee is $97 if breached before first payout.
What is the difference between Rapid, Pro, and Flex?+
Rapid has intraday trailing drawdown, a 90/10 split, and daily payouts - fastest path but strictest drawdown. Available in 25K, 50K, 100K, 150K. Pro uses EOD drawdown, 80/20 split, and payout eligibility after 14 days. Flex uses EOD drawdown, 80/20 split, payout after 5 qualifying winning days, and includes a scaling plan. All three plans share the same standardized evaluation.
What is the intraday trailing drawdown on Rapid?+
The Rapid sim funded account uses an intraday trailing Max Loss that follows your equity high-water mark (HWM) in real time, including unrealized gains. The distance is always fixed ($1,000 on 25K, $2,000 on 50K). Once the trailing Max Loss reaches $100, it locks permanently - you must always keep at least $100 in the account.
Is there an activation fee on any MFFU plan?+
No. There are absolutely no activation fees on any MFFU plan - Flex, Pro, or Rapid (including the new 25K).
What happens if my live account is breached?+
A 21-day cooldown period begins immediately. During this time, all sim funded trading is prohibited and no new evaluations, resets, or account purchases can be made. After 21 days, restrictions are lifted.
Is there a consistency rule in the funded phase?+
No - there is no consistency rule in the sim funded phase on any MFFU plan (Flex, Pro, or Rapid). The 50% consistency rule only applies during the evaluation stage. Once funded, it is removed entirely.
What is the Rapid Reserve Program?+
Upon transitioning to a Rapid Live account, up to $5,000 of your sim funded profits are held in a Reserve Program. Reserve unlocks as a Performance Bonus after: 20 profitable live trading days AND $10,000 in cumulative gross live payouts. If the live account is breached, the deficit is deducted from Reserve first.

Disclaimer & Legal Notice

The information on this page is provided for informational and educational purposes only. FundedProgramFinder.com (FPF) is an independent comparison and review website. We are not affiliated with, endorsed by, or officially connected to My Funded Futures (MFFU) in any way.

FPF participates in affiliate programs and may receive compensation when you purchase through links on this page, at no additional cost to you. This does not influence our editorial content or ratings.

We are not responsible for the accuracy, completeness, or timeliness of the information presented. Program rules, pricing, payout policies, and any other terms are subject to change by My Funded Futures at any time without notice.

Trading futures involves substantial risk of loss. Past performance does not guarantee future results. Nothing on this page constitutes financial, investment, or trading advice.

For the most accurate information, always refer directly to My Funded Futures' official website. In the event of any conflict, their official terms take precedence.

Last updated: April 2026 - FundedProgramFinder.com

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