Lucid Trading review.

Name: Lucid Trading Review 2026
Item: Lucid Trading
Rating: 8.7
Author: Funded Program Finder

Four plans, four rulebooks. LucidDaily, Flex, Pro and Direct side by side - drawdown, daily loss limits, consistency, payouts and what happens when you get moved live.

8.7FPF scoreout of 10

30% off with FPF 90/10 split Daily payouts on Daily No activation fee Sim funded

Lucid Trading is a futures prop firm running four account types: LucidDaily (customizable eval, daily payouts, no consistency rule in funded), Lucid Flex (eval, daily loss limit optional, payouts every 5 days with DLL Off), Lucid Pro (eval, daily loss limit optional, payouts every 3 days with DLL Off) and LucidDirect (no eval, instant funded). Every eval comes with or without a daily loss limit, only Daily also lets you pick Intraday instead of EOD drawdown, Flex evals let you pick 40% or 50% consistency and Daily evals 30%, 40% or 50%, LucidDaily funded accounts can run EOD or Intraday drawdown, and Flex, Pro and Direct are capped at 5 payouts per account. Every plan pays a 90/10 split, charges no activation fee and activates within 5 to 30 minutes of hitting target. Turn the DLL on for any Daily, Flex or Pro account and payouts go on-demand: request as soon as you're eligible, before market close, and LucidDaily can send more than one eligible request per session. Sizes run 25K to 150K, evals are one-time fees with no rebilling and no deadline, and code FPF takes 30% off every LucidDaily, Flex, Pro and LucidDirect account. FPF scores Lucid Trading 8.7 out of 10.

Which Lucid plan fits you

The short version, before the tables.

Evaluation

LucidDaily

You want daily payout requests, and with DLL on more than one per session. At checkout you pick DLL on or off, EOD or intraday eval drawdown, EOD or intraday funded drawdown and 30%, 40% or 50% eval consistency. No consistency rule in funded, but payouts are capped at $15,000 in total.

Evaluation

Lucid Flex

You want the cheapest way into Lucid. Take it with or without a DLL, no consistency in funded - payouts are on-demand with DLL on or every 5 days with DLL off, and size grows through a scaling plan.

Evaluation

Lucid Pro

You want full size from day one and a payout request on-demand with DLL on, or every 3 days with DLL off. The trade-off is a 40% consistency rule on every request.

Instant

LucidDirect

You don't want to sit an eval at all. Funded capital straight away, with Lucid's strictest consistency rule: 20%.

FPF ratings

Scored against every futures prop firm we track.

Payout reliability

8.8

Rule clarity

9.0

Value for money

8.6

Platform and tools

8.4

Account flexibility

9.2

Pros and cons

Across all four plans.

Pros

LucidDaily lets you set the DLL, eval drawdown and eval consistency yourself at checkout
On-demand payouts on every DLL On Daily, Flex and Pro account, before market close
Daily payout requests on LucidDaily, with no consistency rule in funded
EOD drawdown on LucidDaily, in the eval and in funded
LucidDirect skips the eval entirely
One-time eval fee, no monthly rebilling, no deadline to pass
Bundles: buy 5 accounts at once and save 5% extra, on all accounts
Every eval comes with or without a daily loss limit
Funded within 5 to 30 minutes of hitting target
No activation fee
A real, documented path to live markets

Cons

90/10 split, not 100%
News trading is a hard breach on LucidDaily funded
Sim profit carried to live is capped at $15,000 total, however many accounts you hold
Flex, Pro and Direct are capped at 5 payouts per account
Direct carries a strict 20% consistency rule
Pro funded needs 40% consistency on every payout

All four plans compared

Same rows, same order - only the differences move.

Lucid Trading plan comparison - Daily, Flex, Pro and Direct
Rule	Daily	Flex	Pro	Direct
Min days to pass	2 days	2 days	1 day	No eval
Payout split	90/10	90/10	90/10	90/10
Eval drawdown	EOD or Intraday	EOD	EOD	No eval
Funded drawdown	EOD or Intraday	EOD trailing	EOD trailing	EOD trailing
Daily loss limit	Your choice	Your choice	Your choice, then LucidScale	Fixed, then LucidScale
Consistency (eval)	30%, 40% or 50%	40% or 50%	None	n/a
Consistency (funded)	None	None	40%	20%
Payout frequency	Daily, multiple per session with DLL On	On-demand with DLL On, every 5 days with DLL Off	On-demand with DLL On, every 3 days with DLL Off	No fixed window
Payout cap	$15,000	5 payouts	5 payouts	5 payouts
Scaling plan	None	Yes	None	None
News trading	Restricted	Allowed	Allowed	Allowed

LucidDaily in full

The newest plan, and the most customizable.

LucidDaily gives you the most to set at checkout. Four switches, twelve possible accounts per size, twelve different prices. Everything else - profit targets, max loss limits, contract size - stays the same whichever combo you pick. Funded drawdown is Intraday or EOD, and EOD funded drawdown needs EOD eval drawdown. Eval consistency is 40% or 50% with Intraday funded drawdown (50% costs a little more), and 30% or 40% with EOD funded drawdown (30% costs less).

DLL and eval drawdown

Intraday eval drawdown

EOD eval drawdown

DLL ON

Option 1DLL enforced, on-demand payouts. Eval tracks your P&L in real time.Cheapest

Option 2DLL enforced, on-demand payouts. Eval drawdown only moves at session close.Mid-tier

DLL OFF

Option 3No DLL in either phase. Eval tracks real-time P&L.Mid-tier

Option 4No DLL, and eval drawdown only moves at session close.Most expensive

NoteFunded drawdown is Intraday unless you pick EOD for both the eval and the funded account. With EOD funded drawdown, your drawdown is calculated at the close, not tick by tick. Once the account is active the settings are locked - changing them means buying a new account.

Evaluation

LucidDaily evaluation parameters by account size
Account	Profit target	Max loss limit	Consistency	Max size
$25K	$1,250	$1,000	30%, 40% or 50%	2 mini or 20 micro
$50K	$3,000	$2,000	30%, 40% or 50%	4 mini or 40 micro
$100K	$6,000	$3,000	30%, 40% or 50%	6 mini or 60 micro
$150K	$9,000	$4,500	30%, 40% or 50%	10 mini or 100 micro

GoodOne-time fee, no monthly rebilling, no deadline. Funded within 5 to 30 minutes of hitting target, with no activation fee.

Consistency and the cushion

Biggest day ÷ account profit = consistency %Must be at or under the 30%, 40% or 50% you picked at checkout to get funded. No consistency rule in funded.

Lucid builds a small cushion into the 50% rule so a trader set on passing in two days can still do it. Here's what that cushion looks like at exactly 50% of target. Want to check your own days? Run them through the Lucid consistency calculator.

Consistency cushion at exactly 50% of profit target
Account	Profit target	Strict 50%	With cushion
$25K	$1,250	$625	$650
$50K	$3,000	$1,500	$1,560
$100K	$6,000	$3,000	$3,120
$150K	$9,000	$4,500	$4,680

NoteThe cushion is a percentage of what you actually made, not a fixed dollar amount. The table shows one point, not a guaranteed allowance.

Funded account

LucidDaily funded account parameters
Account	Max loss limit	Drawdown	Consistency	Daily payouts	Max size
$25K	$1,000	Intraday	None	Yes	2 mini or 20 micro
$50K	$2,000	Intraday	None	Yes	4 mini or 40 micro
$100K	$3,000	Intraday	None	Yes	6 mini or 60 micro
$150K	$4,500	Intraday	None	Yes	10 mini or 100 micro

Hard breachNo news trading on LucidDaily funded. It only applies when the event is both High impact and USD. Be flat from one minute before to one minute after, and don't hold or open anything through that window. Breaking it breaches the account - it's not a soft lockout.

Drawdown and daily loss limit

Max loss limit trail and lock points
Account	MLL amount	Initial trail balance	Locked MLL
$25K	$1,000	$26,100	$25,100
$50K	$2,000	$52,100	$50,100
$100K	$3,000	$103,100	$100,100
$150K	$4,500	$154,600	$150,100

GoodThe MLL trails up until the account passes the Initial Trail Balance, then locks at starting balance plus $100 and never moves again.

Fixed DLL, if you picked DLL ON

LucidDaily fixed daily loss limit - same in eval and funded
Account	Fixed DLL
$25K	$600
$50K	$1,200
$100K	$1,800
$150K	$2,700

InfoThe DLL is a soft breach - you're locked out until the next session, not closed. But it stays fixed while the MLL trails up, so late in an account's life the MLL can end up tighter. Hitting the MLL is a hard breach.

Payouts

Two things must both be true: your profit sits above the buffer balance, and you're net positive since your last payout - even $1 counts.

On-demandWith DLL On, Daily payouts are on-demand: request as soon as you're eligible, before market close, and submit more than one eligible request in a single session. It's retroactive, so older DLL On accounts get it too.

Buffer balance and maximum daily profit
Account	Buffer balance	Max daily profit before auto-live
$25K	$26,100	$6,000
$50K	$52,100	$8,000
$100K	$103,100	$10,000
$150K	$154,600	$12,000

WatchDaily is capped at $15,000 in total payouts, not a number of requests. It also has a Maximum Daily Profit - hit it in one day and you're moved live automatically. That's a ceiling on the sim account, not a payout.

InfoMinimum request is $500, maximum is whatever sim profit sits above your buffer. Requests are final once sent, leave the account within minutes of approval and land within 2 business days. If a trade drops you back into the buffer before processing, the request can be denied.

Flex, Pro and Direct

The three original plans.

Flex - evaluation

GoodDaily loss limit and eval consistency (40% or 50%) are your choice at checkout, and there is no consistency rule in funded. Size grows through a scaling plan that updates at the end of each session.

Flex evaluation and funded parameters
Account	Profit target	Max loss limit	Eval consistency	Max size
$25K	$1,250	$1,000	40% or 50%	2 mini or 20 micro
$50K	$3,000	$2,000	40% or 50%	4 mini or 40 micro
$100K	$6,000	$3,000	40% or 50%	6 mini or 60 micro
$150K	$9,000	$4,500	40% or 50%	10 mini or 100 micro

Scaling plan - contract limits by sim profit

Flex scaling plan
Sim profit	$25K	$50K	$100K	$150K
$0 - $999	1 mini / 10 micro	2 mini / 20 micro	3 mini / 30 micro	4 mini / 40 micro
$1,000 - $1,999	2 mini / 20 micro	3 mini / 30 micro	4 mini / 40 micro	5 mini / 50 micro
$2,000 - $2,999	-	4 mini / 40 micro	5 mini / 50 micro	6 mini / 60 micro
$3,000 - $4,499	-	-	6 mini / 60 micro	8 mini / 80 micro
$4,500+	-	-	-	10 mini / 100 micro

Payouts

Flex payout rules
Account	Min daily profit, 5 days	Min request	Max request
$25K	$100	$500	50% of profit up to $1,000
$50K	$150	$500	50% of profit up to $2,000
$100K	$200	$500	50% of profit up to $2,500
$150K	$250	$500	50% of profit up to $3,000

InfoFlex payout maximums don't grow with later payouts, and the account caps at 5 payouts - after the fifth you're moved live. With DLL Off, payouts run on a 5 day cycle, with no buffer balance required. With DLL On, payouts are on-demand: request as soon as you're eligible, before market close.

Pro - evaluation

GoodNo consistency rule and no minimum days in the eval - you can pass in one day. Full size the moment you're funded, and payout requests on-demand with DLL On or every 3 days with DLL Off.

Pro evaluation parameters
Account	Profit target	Max loss limit	Daily loss limit, if you take it	Max size
$25K	$1,250	$1,000	$600	2 mini or 20 micro
$50K	$3,000	$2,000	$1,200	4 mini or 40 micro
$100K	$6,000	$3,000	$1,800	6 mini or 60 micro
$150K	$9,000	$4,500	$2,700	10 mini or 100 micro

LucidScale DLL - funded phase

Highest EOD profit x 60% = LucidScale DLLReplaces the fixed DLL once the account closes above the Initial Trail Balance. Never goes down.

ExampleHighest EOD profit of $4,000 gives a DLL of $4,000 x 0.60 = $2,400.

Payouts

Pro payout amounts
Account	Min profit goal	Payout 1	Payout 2+
$25K	$250	$1,000	$1,500
$50K	$500	$2,000	$2,500
$100K	$750	$2,500	$3,000
$150K	$1,000	$3,000	$3,500

InfoThree conditions per payout: hit the minimum profit goal, keep your biggest day at 40% or less of cycle profit, and stay above the buffer (MLL + $100). All reset after each approved payout. With DLL Off, requests open every 3 days. With DLL On, requests are on-demand as soon as you're eligible, before market close. Capped at 5 payouts per account.

LegacyAccounts bought or reset on or before Nov 28, 2025 keep the old terms: 100% on the first $10K and 35% consistency. Everything newer runs 90/10 and 40%.

Direct - no evaluation

InfoLucidDirect skips the eval completely. You start on funded capital straight away, with the same EOD drawdown and LucidScale DLL as Pro, and no scaling plan holding your size back.

Direct funded parameters
Account	Max loss limit	Fixed DLL	Scaling DLL	Max size
$25K	$1,000	None	None	2 mini or 20 micro
$50K	$2,000	$1,200	60% of peak EOD	4 mini or 40 micro
$100K	$3,500	$2,100	60% of peak EOD	6 mini or 60 micro
$150K	$5,000	$3,000	60% of peak EOD	10 mini or 100 micro

On-demandThe 50K, 100K and 150K Direct accounts come with on-demand payouts on. The 25K Direct has no DLL and no on-demand payouts. Direct is not customizable at checkout.

Payouts

Direct payout rules
Account	Profit goal 1	Profit goal 2+	Payouts 1-3	Payouts 4-5
$25K	$1,500	$1,250	$1,000	$1,000
$50K	$3,000	$2,500	$2,000	$2,500
$100K	$6,000	$3,500	$2,500	$3,000
$150K	$9,000	$4,500	$3,000	$3,500

Biggest day ÷ account profit = consistency %Must be 20% or less to request a payout on Direct. Resets after each payout.

WatchMinimum request is $500, and the account caps at 5 payouts. If a trade drops you below the profit goal before processing, the request can be denied.

Moving to live

What actually happens to your sim profit.

Lucid's risk team reviews traders all the time. You get into the live pool by hitting the Maximum Daily Profit for your size, taking a big amount in payouts over the account's life, strong sim performance, or having been live before. Every move is at the team's discretion.

The capSim profit above your buffer can be paid out after broker KYC, but it's capped at $15,000 total, not per account - one 25K or five 150Ks both cap at $15,000. Anything above it can't be withdrawn, and the buffer itself funds your starting live drawdown.

Starting live drawdown and contract limits
Funded size	Starting live drawdown	Max live contracts
$25,000	$1,000	2 mini or 20 micro
$50,000	$2,000	4 mini or 40 micro
$100,000	$3,000	6 mini or 60 micro
$150,000	$4,500	10 mini or 100 micro

Some very volatile contracts get reduced sizing so you can't blow past the live drawdown.

InfoLive accounts start at $0 balance with daily payouts, EOD drawdown and no DLL. You get one live account per eligible funded account, and each needs at least one payout to qualify. No consistency rule on live, and no live bonus from LucidDaily.

Live bonusSince October 4, 2026 the standard live bonus is repeatable. Hit the Profit Needed for Bonus and 20 trading days in live to earn it, then meet the same criteria again for the next one: LIV025 $2,000 for a $1,000 bonus, LIV050 $4,000 for $2,000, LIV100 $6,000 for $3,000 and LIV150 $9,000 for $4,500. Bonuses are paid as a 90% live payout. Full breakdown.

TimingMoves run each evening after the 6 PM ET session report and can take hours. Accounts get paused and flattened - so you can be moved live mid-position. Lucid uses your prior day closing balance, so that session's P&L doesn't count either way.

CarefulEvery sim account closes when you go live. A funded account with zero payouts isn't moved - its eval cost gets refunded instead - and evals you kept in reserve get closed too. Hedging live accounts is banned by Lucid and the CME and means a permanent ban. And if one person in a household is live, nobody in that household can trade sim.

Lucid Trading FAQ

The questions traders actually send us.

What are Lucid on-demand payouts?

On-demand payouts, which Lucid calls Right Now Money, let you hit your objectives and request a payout as soon as you are eligible, before market close. They come with every LucidDaily, Flex and Pro account that has the DLL enabled, and they are retroactive, so older DLL On accounts get them too. LucidDaily accounts with DLL On can submit more than one eligible payout request in a single session. DLL Off accounts don't have on-demand payouts.

What is the Lucid Daily plan?

Daily is Lucid Trading's customizable plan. At checkout you pick Daily Loss Limit on or off, evaluation drawdown as End-of-Day or Intraday, funded drawdown as Intraday or End-of-Day (End-of-Day funded drawdown needs an End-of-Day evaluation), and evaluation consistency: 40% or 50% with Intraday funded drawdown, 30% or 40% with End-of-Day funded drawdown. That gives twelve possible configurations per account size, each at its own price. Daily funded accounts allow daily payout requests, have no consistency rule, and are capped at $15,000 in total payouts. With DLL On, payouts are on-demand and you can submit more than one eligible request in a single session.

Which Daily configuration is cheapest?

DLL ON with Intraday evaluation drawdown is the cheapest Daily configuration. DLL OFF with End-of-Day evaluation drawdown is the most expensive, and the two mixed combinations sit in the middle. Picking 50% evaluation consistency instead of 40% costs a little more on any combination. Once an account is active these settings are locked - changing them means buying a new account.

What happens if I hit the Maximum Daily Profit on the Daily plan?

You get moved to live trading automatically. The Maximum Daily Profit is $6,000 on a 25K account, $8,000 on 50K, $10,000 on 100K and $12,000 on 150K. Hitting or passing that number in a single day triggers the move to live, not a payout.

Can I trade news on a Daily funded account?

No. Trading US high impact red folder news is a hard breach on Daily funded accounts. The rule only applies when the event is both High impact and USD. You must be flat from one minute before to one minute after the release, and you can't hold or open positions through that window.

How much of my simulated profit can I keep when moved to live?

Sim profit above the buffer balance can be paid out once KYC with the broker partner is done, capped at $15,000 total. The cap is the same whatever your account size or how many accounts you hold - one 25K account or five 150K accounts both cap at $15,000. The buffer itself funds your starting live drawdown and can't be withdrawn.

What is the difference between Daily, Flex, Pro, and Direct?

Daily is customizable at checkout, allows daily payout requests and has no consistency rule in funded, with a $15,000 total payout cap. Flex and Pro both require passing an evaluation. Flex comes with or without a daily loss limit and pays on a 5 day cycle with DLL Off. Pro comes with or without a daily loss limit and pays every 3 days with DLL Off. With DLL On, Daily, Flex and Pro payouts are on-demand as soon as you are eligible. Direct skips the evaluation but carries the strictest consistency rule at 20%. Flex, Pro and Direct are all capped at 5 payouts per account.

Is the Lucid Trading account a live funded account?

All Lucid Trading accounts start as Simulated Funded (Sim Funded) accounts. Traders can be moved to live markets based on performance, at the discretion of the Lucid risk team.

What is the LucidScale DLL at Lucid Trading?

LucidScale replaces the fixed DLL once your account closes above the Initial Trail Balance. The formula is Highest EOD Profit x 60% = DLL. It grows with your profit and never goes down. LucidScale applies to Pro and Direct, not Daily - Daily keeps a fixed DLL.

Does hitting the DLL close my Lucid Trading account?

No. Every daily loss limit at Lucid Trading is a soft breach. Hitting it locks you out for the rest of the session but doesn't close the account, as long as the Max Loss Limit hasn't been hit.

Is there a monthly rebilling fee for Lucid Trading evaluations?

No. Daily, Flex and Pro evaluations are one-time fees. No monthly rebilling and no time limit to pass.

Does Lucid have account bundles?

Yes. Buy 5 accounts at once and you save 5% extra, on all Lucid accounts: LucidFlex, LucidPro, LucidDaily and LucidDirect.

What is the Lucid Trading promo code?

The Lucid Trading promo code is FPF. It takes 30% off every LucidDaily, Flex, Pro and LucidDirect account, with or without a daily loss limit.

Disclaimer

This page is for information and education only. Funded Program Finder is an independent comparison and review site and isn't affiliated with, endorsed by or officially connected to Lucid Trading.

We earn a commission when you buy through links on this page, at no extra cost to you. It doesn't change our ratings.

Rules, pricing, payout policies and other terms can change at any time without notice. Always check the details on Lucid Trading's website before you buy.

Futures trading carries substantial risk of loss and isn't right for everyone. Past performance doesn't guarantee future results. Nothing on this page is financial, investment or trading advice.