What Is Lucid Daily?

Lucid Daily is a simulated evaluation with a one-time fee that, once passed, upgrades you to a Lucid Daily funded account. The funded stage offers daily payout requests, no consistency rule, and a 90/10 profit split in your favor. What makes it stand out is that you customize the account at checkout, so you can shape it around your own risk preferences.

There are two settings you choose when buying, and together they create four unique configurations:

Lucid Daily Account Sizes

These core figures stay the same no matter which configuration you pick. The ratios are identical across every size: the profit target is 6% of the account, the max loss limit is 3%, and the daily loss limit (when on) is 1.8%.

Every size uses a 50% consistency requirement in the evaluation, has no account activation fee, and offers daily payouts with no consistency rule once funded.

Lucid Daily Pricing (30% Off With Code FPF)

Here is where the customization shows up. Each size has four price points depending on your two settings, and every price below already includes the 30% off from code FPF. Pick your size to see the four configurations:

The pattern is the same at every size: Intraday + DLL on is the cheapest, EOD + No DLL is the most expensive, and the two middle options land close together. You are essentially paying a premium for more flexibility, whether that is removing the daily cap or getting the more forgiving End-of-Day evaluation drawdown. Reset fees roughly match the discounted purchase price of each configuration.

How the Evaluation Works

The Lucid Daily evaluation is a simulated account with a profit target you must hit before upgrading to a funded account. It carries a one-time fee with no monthly rebilling, so you can take as long as you need to pass. When you hit the target, activation is real-time, and you are upgraded to a funded account within 5 to 30 minutes with no activation fee.

The Funded Account

Once funded, the account offers daily payout requests, a 90/10 profit split in your favor, and no consistency rule. Every funded account uses an Intraday drawdown regardless of what you chose for the evaluation. There is one hard rule worth memorizing early: news trading is not permitted.

Drawdown: How the Max Loss Limit Moves

The drawdown type dictates how your Max Loss Limit (MLL) is calculated. Intraday brings your MLL up with your real-time P&L, while EOD brings it up based on your balance at the end of a session. In both cases the MLL trails up only to a defined point, then locks. Once your account exceeds the Initial Trail Balance, the MLL locks at your initial balance plus $100 and no longer moves. If your account balance reaches the MLL, the account is breached.

The Daily Loss Limit (If You Keep It On)

If you chose DLL on, a fixed daily loss cap applies to both the evaluation and the funded account. If you chose off, there is no daily cap in either phase. It is all or nothing across both phases. Importantly, all daily loss limits at Lucid are soft breaches: hitting the DLL does not cost you the account, it simply restricts you from placing more trades until the next session, as long as the Max Loss Limit has not been reached. The fixed DLL amounts are $600 on the 25K, $1,200 on the 50K, $1,800 on the 100K, and $2,700 on the 150K, identical in both the evaluation and the funded account.

The Consistency Rule (Evaluation Only)

During the evaluation you need a consistency percentage of 50% or less to be eligible to upgrade. The formula is simple:

For example, on a 50K account, if your largest single day was $750 when you reached the $3,000 target, that is $750 ÷ $3,000 = 25%, comfortably under the 50% limit. There is a small cushion built in so eager traders can technically pass in two days, but the cushion is a percentage of your actual daily profit, not a fixed dollar amount, and taking your time is the better approach. Once you reach live status, the consistency requirement no longer applies.

How Payouts Work

Funded accounts use a 90/10 split and allow daily payout requests. Two things must be true to qualify. First, your profit must be above the buffer balance, which equals your initial Max Loss Limit plus $100 ($26,100 on the 25K, $52,100 on the 50K, $103,100 on the 100K, and $154,600 on the 150K). You cannot take a payout from the buffer. Second, you must have positive net profit, even $1, since your last payout.

The minimum payout request is $500, and the maximum is whatever sim profit you have built above the buffer. There is no fixed payout window, so you can request any day once you meet the criteria. After approval, funds are deducted from your account within a few minutes and disbursed to your payment method within 2 business days.

Lucid Daily also has a Maximum Daily Profit mechanic that differs from their other plans: rather than a strict per-request cap, there is a maximum amount of sim profit you can earn in a day ($6,000 on the 25K up to $12,000 on the 150K). Meet or exceed that daily amount and you are automatically moved live.

Getting Moved to Live

Lucid's risk team decides when a trader moves to live, for example after earning the Maximum Daily Profit, being paid out a significant amount over time, or showing exceptional performance in sim funded. When you move live, the buffer balance funds your starting live drawdown and cannot be withdrawn. Sim profits above the buffer can be paid out after broker KYC, capped at $15,000 total regardless of account size or how many accounts you hold.

Live accounts start at a $0 balance, offer daily payouts, use an End-of-Day drawdown, and have no daily loss limit. Each eligible funded account (with at least one payout) becomes one live account. Note two firm rules at the live stage: if one household member trades live, others cannot trade sim, and hedging live accounts is strictly prohibited by both Lucid and the CME, resulting in a permanent ban. The standard cooldown after blowing a live account is two weeks.