Lucid Trading Brings Back the Cash Out Option on Move to Live
Lucid Trading has reinstated the cash out option on the move to live. Instead of taking a live account, traders can request a one-time payout worth 50% of the live drawdown they would have been allocated, paid at the 90% split. Lucid published the live performance numbers behind the decision, and they are rough.
TL;DR - Lucid Cash Out Is Back
- Effective immediately, traders reaching the move to live can take a one-time cash out instead.
- The payout is 50% of the live drawdown you would have been allocated, paid at the 90% split.
- Completely optional - nobody is forced into live or into the cash out.
- It does not affect returning to sim or becoming a Maxxer.
- Take it and your funded accounts close with a 14-day cooldown, but you can buy new evals any time.
- The reason: only 18% of live accounts get a payout, and 48% blow on day one.
What Changed
Lucid has been moving roughly 300 traders live every week and tracking how those accounts actually perform. The verdict from Team Lucid on the numbers was blunt - they aren't super hot, in their words. So the cash out is back.
From now on, when you hit the move to live point you get a choice screen: continue to a live account backed by real capital, or take a one-time payment and skip going live entirely. Lucid stresses that this is totally optional and that nobody will be pushed in either direction.
The Live Numbers Lucid Published
This is the part worth reading twice. These are Lucid's own figures on the traders they have moved live over the last several months.
Read together: almost half of every live account handed out dies on day one, and fewer than one in five ever produces a payout. Lucid's framing is that traders are not getting paid and the live risk being allocated is simply lost in the market, which makes the current setup bad for both sides.
How the Cash Out Is Calculated
The payout is 50% of the live drawdown that would have been allocated to that account, then paid out at the standard 90% profit split. Lucid's own worked example covers a trader holding three funded accounts:
The math on a single account: $2,000 drawdown, half of it is $1,000, at the 90% split that lands at $900. Stack your funded accounts and the offer stacks with them.
Go Live or Cash Out
- You can come back any time after a cash out by purchasing new evaluations.
- Neither choice locks you out of returning to sim or becoming a Maxxer.
- Nothing is final until you confirm - Lucid shows the full breakdown before anything goes through.
The One Deadline That Matters
The cash out offer ends once identity verification starts. If you begin the KYC steps for going live, the option to take the payment instead is gone.
So decide on the choice screen, not halfway through verification. And if you take the cash out, expect the 14-day cooldown before you are back in with new evaluations.
How It Works Step by Step
Reach Move to Live
Your funded accounts qualify and Lucid presents the choose your path screen.
Pick Your Path
Continue to live, or request the cash out. Neither is forced and neither is penalised.
Review the Numbers
Lucid shows the per-account breakdown and total before anything is confirmed.
Get Paid
Payment goes to your payout method on file, accounts close, 14-day cooldown begins.
What This Actually Means for Traders
For a trader who is unsure they are ready for live risk, this is real money in hand instead of a coin flip that historically lands badly four times out of five. A $2,250 payout on three accounts is not a life-changing number, but it is a payout that 82% of live accounts never produced.
The flip side is that cashing out means giving up the upside entirely - no live account, no ongoing payouts from it, and a two-week wait before you re-enter. Lucid also says more changes to the live experience are being looked at, for both the standard move to live and Maxx, so this may not be the last word on it.
Cashing out and coming back with a new evaluation? Code FPF takes 30% off all Lucid Trading accounts.
Get Lucid Trading with FPFFrequently Asked Questions
What is the Lucid Trading cash out option?
It is an optional one-time payment traders can request instead of moving to a live account. The payout equals 50% of the live drawdown that would have been allocated to you on the move to live, paid at the 90% profit split. It is effective immediately and nobody is forced in either direction.
How much is the Lucid cash out worth?
It is 50% of the live drawdown you would have been allocated, paid at the 90% profit split. In Lucid's own example, a $50,000 account with a $2,000 drawdown pays $900, a $25,000 account with a $1,000 drawdown pays $450, and three accounts together come to $2,250.
Does taking the cash out affect going live again or becoming a Maxxer?
No. Lucid says taking the live accounts or the cash out does not impact whether you return back to sim or become a Maxxer. The choice is optional either way.
What happens to your funded accounts if you take the cash out?
Your funded accounts close and a 14-day cooldown starts. The money is paid through the payout method already on file, and you can come back any time by purchasing new evaluations.
Why did Lucid Trading bring the cash out back?
Lucid has been moving around 300 traders live each week and published the results: 50% of live accounts are blown in a single day, 48% on the very first day, 32% have at least one profitable day but get no payout, and only 18% get a payout. The average live account lasts about three days.
Is there a Lucid Trading discount code?
Yes, code FPF gets 30% off all Lucid Trading accounts as a standing discount. It applies to evaluations, so it is the code to use if you cash out and later come back with a new one.