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My Funded Futures (MFFU) Review 2026 | FPF
My Funded Futures Review
Updated March 2026 · MFFU · Flex, Pro & Rapid Plans
8.7
FPF Score
38% OFF 50K Rapid Path to Live Trading No Activation Fee Daily Payouts (Rapid) 3 Plans Sim Funded
FPF Ratings
Payout Reliability
8.6
Rule Clarity
8.4
Value for Money
9.0
Path to Live
9.2
Account Flexibility
8.7
Pros & Cons

    Pros

  • Clear path to live trading on all 3 plans
  • No activation fees on any plan
  • No Daily Loss Limit on any plan
  • Rapid offers daily payouts (every 24 hours)
  • One standardized evaluation for all plans
  • Sim Funded Reset option if you breach before first payout
  • No consistency rule in the funded phase (Rapid & Flex)
  • Competitive evaluation pricing

    Cons

  • 80/20 split on Flex & Pro (not 90/10 like Rapid)
  • Rapid: intraday trailing drawdown on sim funded (stricter)
  • 21-day cooldown after live account breach
  • Flex payout max capped at 50% of profits
  • No sim + live trading simultaneously
  • Inactivity rule: 7 calendar days on Flex accounts
  • T1 news trading banned on all sim funded accounts
Plan Comparison at a Glance
Flex
Pro
Rapid
Sizes Available
25K, 50K
50K, 100K, 150K
50K, 100K, 150K
Profit Split
80 / 20
80 / 20
90 / 10
Drawdown (Sim Funded)
EOD Trailing
EOD Trailing
Intraday Trailing
Daily Loss Limit
None
None
None
Consistency (Funded)
None
None
None
Payout Frequency
After 5 winning days
After 14 days + buffer
Daily (every 24h)
Min Payout
$250
$1,000
$500
Path to Live
Yes
Yes
Yes
Evaluation Stage — All Plans
MFFU uses one standardized evaluation for all plans. Rules are identical regardless of which funded plan you choose. No activation fees. Minimum 2 trading days required to pass. T1 news trading allowed during eval.
Flex Plan Evaluation
AccountProfit TargetMax Loss (EOD)DLLMax ContractsConsistencyMin Days
Flex 25K$1,500$1,000None3 mini / 30 micro50%2
Flex 50K$3,000$2,000None5 mini / 50 micro50%2
Pro & Rapid Evaluation
AccountProfit TargetMax Loss (EOD)DLLMax Contracts (Pro / Rapid)ConsistencyMin Days
50K$3,000$2,000None3 mini (Pro) / 5 mini (Rapid)50%2
100K$6,000$3,000None6 mini (Pro) / 10 mini (Rapid)50%2
150K$9,000$4,500None9 mini (Pro) / 15 mini (Rapid)50%2
Pro Plan One Day Add-On has a $4,000 profit target on the 50K evaluation. Standard Pro 50K target is $3,000.
Evaluation Pricing
AccountFlex PricePro PriceRapid Price
$25K$84
$50K$107$227$157
$100K$344$267
$150K$477$347
Max 10 active evaluation accounts at any time. No activation fee on any plan at MFFU.
Sim Funded Plan Details
Flex Sim Funded Parameters
Flex sim funded starts at $0 balance. The account may briefly go negative until the EOD trailing Max Loss trails up to $0. No DLL, no consistency rule in funded phase. Inactivity rule: 7 calendar days.
25K Flex Sim Funded
ParameterValue
Initial Balance$0
Max Loss Limit (EOD)$1,000
Daily Loss LimitNone
ConsistencyNone
Activation Fee$0
T1 News TradingNot Allowed
Inactivity Rule7 Calendar Days
25K Scaling Plan
Simulated ProfitMax Contracts
$0 – $7491 mini / 10 micro
$750 – $9992 mini / 20 micro
$1,000+3 mini / 30 micro
50K Flex Sim Funded
ParameterValue
Initial Balance$0
Max Loss Limit (EOD)$2,000
Daily Loss LimitNone
ConsistencyNone
Activation Fee$0
T1 News TradingNot Allowed
Inactivity Rule7 Calendar Days
50K Scaling Plan
Simulated ProfitMax Contracts
$0 – $1,4992 mini / 20 micro
$1,500 – $1,9993 mini / 30 micro
$2,000+5 mini / 50 micro
Flex Payouts
Profit split is 80% trader / 20% firm. After first payout, Max Loss Limit permanently moves to $100 and stays static. Net profit of $250 (25K) or $500 (50K) required between each payout cycle.
Payout Requirements
25K Flex50K Flex
Qualifying Days5 winning days ≥ $1005 winning days ≥ $150
Min Net Profit / Cycle$250$500
Minimum Request$250$250
Maximum Request50% of profit up to $3,00050% of profit up to $5,000
Profit Split80 / 2080 / 20
MLL after 1st payoutLocks at $100Locks at $100
Payout Examples — 50K Flex
Example 1 — Standard payout

5 qualifying days, $5,000 total profit. Eligible payout: $2,500 (50%). After 80/20 split, trader receives $2,000. Remaining $2,500 stays in account.

Example 2 — Capped payout

5 qualifying days, $20,000 total profit. Payout capped at $5,000. After 80/20 split, trader receives $4,000. Remaining $15,000 stays in account.

Example 3 — Loss prevents payout

Day 1: −$1,000. Days 2–6: five winning days of +$150 each. Net profit: −$250. Not eligible. Must reach +$500 net profit before requesting.

Path to Live Trading
Traders transition to a live account by achieving 5 consecutive payouts on the same account, reaching the $100K sim cap, or through Risk Management Team discretion.
Live Account Parameters
25K Flex Live50K Flex Live
Initial Balance$1,000 per account$2,000 per account
Minimum Balance$156$156
Daily Loss LimitNoneNone
Drawdown TypeEODEOD
Min Payout$250$250
Max Contracts2 mini / 20 micro4 mini / 40 micro
Once you have a live account, you cannot trade sim and live simultaneously. If your live account is breached, a 21-day cooldown begins — all sim trading and new purchases are suspended during this period.
Sim Funded Reset Option
If your Sim Funded account is breached before your first payout, you can pay to reopen it — instead of restarting the full evaluation. Only available on 25K and 50K Flex accounts.

Reset Conditions

  • Account must be a 25K or 50K Flex Sim Funded account
  • Breach must occur before any payout was taken
  • Must be in good standing (no compliance issues)
  • 7-day window from breach to purchase the reset
  • Maximum 2 resets per sim funded account
  • 25K reset: $399 each · 50K reset: $499 each
  • Non-refundable. Winning days reset to zero on activation
The reset account becomes tradable at the start of the next trading session after purchase. Payout rules remain identical to the original Flex Plan.
Pro Sim Funded Parameters
No DLL, no consistency rule, no activation fee. Access to full max contract size immediately — no scaling plan. T1 news trading not allowed in funded phase.
Parameter$50K Pro$100K Pro$150K Pro
Profit Split80 / 2080 / 2080 / 20
Max Loss Limit (EOD)$2,000$3,000$4,500
Daily Loss LimitNoneNoneNone
Activation Fee$0$0$0
ConsistencyNoneNoneNone
Max Contracts5 mini / 5 micro10 mini / 10 micro15 mini / 15 micro
T1 News TradingNot AllowedNot AllowedNot Allowed
Pro Payouts
Profit split: 80% trader / 20% firm. Payout available after 14 calendar days from first trade and once the buffer is cleared. After first payout, MLL becomes static (Starting Balance + $100).
$50K Pro$100K Pro$150K Pro
Eligibility14 calendar days from first trade + buffer cleared
Payout Buffer$2,100$3,100$4,600
Min Payout$1,000$1,000$1,000
Max Payout (per user)$100,000$100,000$100,000
MLL after 1st payout$50,100 (static)$100,100 (static)$150,100 (static)
The $100,000 maximum payout applies per user, not per account. Profits exceeding this threshold may be allocated to a live account (up to plan max).
Path to Live Trading
$50K Pro$100K Pro$150K Pro
Transition Triggers3 consecutive payouts OR excess profit → live (up to $5K)3 consecutive payouts OR excess profit → live (up to $7.5K)3 consecutive payouts OR excess profit → live (up to $10K)
Live Funding (Min/Max)$2,000 – $5,000$3,000 – $7,500$4,000 – $10,000
DLL Range (Live)$700 – $1,800$1,000 – $2,000$1,300 – $3,000
Max Contracts (Live)2 – 4 mini3 – 5 mini4 – 6 mini
Min Payout (Live)$250$250$250
Unlocking Initial Balance: After 20 winning days (each with ≥4% of initial balance in profit) and 3 payouts, your initial live balance is unlocked for withdrawal down to $140.
Reaching $20,000 profit triggers an account review, but does not guarantee live transition. Live transition is at the sole discretion of the Risk Management Team.
Rapid Sim Funded Parameters
Rapid uses intraday trailing drawdown — not EOD. The Max Loss trails your intraday equity high-water mark in real time, including unrealized PnL. Once the trailing Max Loss reaches $100, it locks there permanently.
ParameterRapid 50KRapid 100KRapid 150K
Initial Balance$0$0$0
Max Loss Distance$2,000 from HWM$3,000 from HWM$4,500 from HWM
Drawdown TypeIntraday TrailingIntraday TrailingIntraday Trailing
Max Loss Lock PointLocks at $100Locks at $100Locks at $100
ConsistencyNoneNoneNone
Max Contracts5 mini / 50 micro10 mini / 100 micro15 mini / 150 micro
T1 News TradingNot AllowedNot AllowedNot Allowed
The account starts at $0, so it may briefly go negative. Once the trailing Max Loss trails up to $100 and locks, you must always maintain at least $100. Balance below $100 = breach.
Rapid Payouts — Daily
Rapid offers daily payouts every 24 hours. Profit split is 90% trader / 10% firm. First payout available 24 hours after your first trade on the Sim Funded account, once the required buffer is cleared. No consistency requirement.
Rapid 50KRapid 100KRapid 150K
Required Buffer$2,100$3,100$4,600
Consistency Req.NoneNoneNone
Payout FrequencyDaily (24h)Daily (24h)Daily (24h)
Min Payout$500$500$500
Profit Split90 / 1090 / 1090 / 10
No maximum payout cap on Rapid — you can request any amount above $500 once the buffer is cleared and you're 24h past your first trade.
Rapid — Intraday Trailing Drawdown

The Rapid sim funded uses an intraday trailing drawdown, unlike Flex and Pro which use EOD. The Max Loss trails your peak equity (high-water mark) in real time, including unrealized gains from open trades.

Example (50K Rapid)HWMMax Loss Limit
Account opens$0−$2,000
Profit: $1,000 (new high)$1,000−$1,000
Profit: $3,500 (new high)$3,500$1,500
Loss day: back to $1,000$3,500 (unchanged)$1,500 (unchanged)
Profit: $6,500 → HWM ≥ locks$6,500Locks at $100
Because unrealized PnL moves the HWM, an open winning trade that moves against you can breach the account before the position is closed. The trailing threshold never decreases once it moves up.
Path to Live — Rapid
Rapid has two live transition pathways: automatic (hit $10K profit in a single day) or through Risk Management Team review of consistent performance. Up to $5,000 of sim profits are allocated to a Reserve Program upon transition.
Live Account Parameters
ParameterRapid 50K LiveRapid 100K LiveRapid 150K Live
Initial Balance$0$0$0
Max Loss Limit$2,000$3,000$4,500
Drawdown TypeEODEODEOD
Drawdown FloorStops at $0 (not negative)
Max Contracts4 mini / 40 micro6 mini / 60 micro8 mini / 80 micro
Payout FrequencyDailyDailyDaily
Reserve Program
Up to $5,000 of sim funded profits are held in Reserve upon transition. Reserve unlocks as a Performance Bonus after: 20 profitable live trading days + $10,000 cumulative gross payouts from live account.
If the live account is breached: the deficit is deducted from Reserve. Remaining Reserve is re-deposited into the dormant sim account for withdrawal only. A 21-day cooldown then begins on all sim trading and purchases.
Sim Funded Buffer Withdrawal (after live breach)
Sim Trading DaysBuffer Withdrawal %
Fewer than 30 trading days50% of buffer funds
More than 30 trading days80% of buffer funds
Account Limits
Account TypeMaximum ActiveNotes
Evaluation Accounts10Any combination of sizes and plans
Sim Funded — 25K & 50K only5Any combination of 25K and 50K
Sim Funded — includes 100K or 150K3Applies across all sizes if any 100K/150K held
The 3-account limit applies across all sim funded account sizes once you hold any 100K or 150K account — regardless of the other account sizes you also hold.
Frequently Asked Questions
What is the difference between Rapid, Pro, and Flex?+
Rapid has intraday trailing drawdown, a 90/10 split, and daily payouts — fastest path but strictest drawdown. Pro uses EOD drawdown, 80/20 split, and payout eligibility after 14 days. Flex uses EOD drawdown, 80/20 split, payout after 5 qualifying winning days, and includes a scaling plan. All three plans share the same standardized evaluation.
What is the intraday trailing drawdown on Rapid?+
The Rapid sim funded account uses an intraday trailing Max Loss that follows your equity high-water mark (HWM) in real time, including unrealized gains. The distance between your HWM and the Max Loss is always fixed (e.g., $2,000 on 50K). Once the trailing Max Loss reaches $100, it locks permanently — you must always keep at least $100 in the account.
Is there an activation fee on any MFFU plan?+
No. There are absolutely no activation fees on any MFFU plan — Flex, Pro, or Rapid.
What happens if my live account is breached?+
A 21-day cooldown period begins immediately. During this time, all sim funded trading is prohibited and no new evaluations, resets, or account purchases can be made. After 21 days, restrictions are lifted and you can continue from any active sim funded account or purchase new evaluations.
Can I trade live and sim at the same time?+
No. Once you have a live account, you cannot trade on sim and live simultaneously. All simulated trading and account purchases are suspended during live account operation.
What is a Sim Funded Reset on Flex?+
If your Flex Sim Funded account (25K or 50K) is breached before your first payout, you have a 7-day window to purchase a reset instead of restarting the full evaluation. Cost is $399 (25K) or $499 (50K) per reset. Maximum 2 resets per account. Your P&L and winning days reset to zero, but payout rules remain the same.
What is the Rapid Reserve Program?+
Upon transitioning to a Rapid Live account, up to $5,000 of your sim funded profits are held in a Reserve Program balance. Reserve unlocks as a Performance Bonus after achieving both: 20 profitable live trading days AND $10,000 in cumulative gross live payouts. If the live account is breached, the deficit is deducted from Reserve and the remainder is returned to your dormant sim account.
Is there a consistency rule in the funded phase?+
No — there is no consistency rule in the sim funded phase on any MFFU plan (Flex, Pro, or Rapid). The 50% consistency rule only applies during the evaluation stage and is required to pass. Once in the funded account, it is removed entirely.

⚠ Disclaimer & Legal Notice

The information on this page is provided for informational and educational purposes only. FundedProgramFinder.com (FPF) is an independent comparison and review website. We are not affiliated with, endorsed by, or officially connected to My Funded Futures (MFFU) in any way.

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We are not responsible for the accuracy, completeness, or timeliness of the information presented. Program rules, pricing, payout policies, consistency requirements, drawdown parameters, and any other terms described on this page are subject to change by My Funded Futures at any time without notice. The rules presented here were accurate at the time of publication to the best of our knowledge and are based solely on publicly available documentation provided by My Funded Futures.

Trading futures involves substantial risk of loss and is not suitable for all investors. Past performance of any trading program does not guarantee future results. Simulated or hypothetical trading results have certain inherent limitations and do not represent actual trading. Nothing on this page constitutes financial, investment, or trading advice.

For the most accurate, up-to-date, and legally binding information regarding My Funded Futures' programs, rules, and policies, always refer directly to My Funded Futures' official website and their official FAQ and documentation. In the event of any conflict between the information presented here and My Funded Futures' official terms, My Funded Futures' official terms take precedence.

Last updated: March 2026 - FundedProgramFinder.com

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