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Tradeify Review 2026 | FPF
Tradeify Review
Updated March 2026 - Growth, Select & Lightning Plans
8.8
FPF Score
30% OFF All Accounts 90% Payout Split Elite Live Program Direct Funded Option 3 Plans Tradovate, WealthCharts
FPF Ratings
Payout Reliability
8.8
Rule Clarity
8.6
Value for Money
8.8
Plan Flexibility
9.2
Path to Live
9.0
Pros & Cons

    Pros

  • 90% payout split across all plans
  • Elite Live program with no sim profit cap
  • Growth can be passed in 1 trading day
  • Select lets you choose funded payout policy after passing
  • Lightning = direct funded, no evaluation needed
  • No activation fees on any plan
  • Up to 5 funded accounts simultaneously
  • No time limit on evaluations

    Cons

  • Growth is a monthly subscription (rebills until passed)
  • Lightning has strict graduated consistency (20/25/30%)
  • Elite Live transition is mandatory - cannot decline
  • Select choice is permanent - cannot switch policies
  • No sim + live accounts at same time
  • Up to 4-week cool-off if Elite account fails
Plan Comparison at a Glance
Growth
Select
Lightning
Type
Evaluation
Evaluation
Direct Funded
Min Trading Days
1 day
3 days
None
Consistency (Eval)
None
40%
None
Daily Loss Limit (Eval)
Yes (soft)
None
N/A
Payout Policy Choice
Fixed
Flex or Daily
Fixed
Payout Split
90 / 10
90 / 10
90 / 10
Consistency (Funded)
35%
None
20% / 25% / 30%
Subscription Model
Monthly
Monthly
One-time
Max Funded Accounts
5 total
5 total
5 total
Plan Details
Growth Evaluation
Pass in as little as 1 trading day - no consistency rule during evaluation. Uses EOD trailing drawdown. Monthly subscription - rebills every 30 days until you pass or cancel.
AccountProfit TargetDLL (Soft)Trailing Max Drawdown (EOD)Max Contracts
$50K$3,000$1,250$2,0004 mini / 40 micro
$100K$6,000$2,500$3,5008 mini / 40 micro
$150K$9,000$3,750$5,00012 mini / 120 micro
Subscription note: Your account rebills every 30 days until you manually cancel or pass the evaluation. Even failed accounts keep rebilling. Cancel before your renewal date to avoid charges.
No activation fee. Once passed, the subscription stops automatically. You have 7 calendar days to activate your funded account after passing. Sim Funded accounts cannot be reset.
Growth Funded Account
Growth funded uses EOD trailing drawdown. No activation fee. Max 5 total funded accounts across all plan types. Dashboard reconciles daily between 6-8 PM EST.
$50K$100K$150K
Payout Split90% trader / 10% Tradeify
Consistency Rule35% (no single day > 35% of total profit)
Min Balance for Payout$53,000$104,500$156,500
Min Payout$500$1,000$1,500
Growth Payouts
90% payout split. All requirements below must be met for each payout request. Winning day count resets to zero after each successful payout.
Requirements per payout
1.35% Consistency: No single profitable day can exceed 35% of total profits since last payout.
2.5+ Profitable Days: Must have at least 5 trading days showing the minimum daily profit threshold.
3.Minimum Balance must be reached ($53K / $104.5K / $156.5K depending on account size).
Min Profit Per Winning Day
AccountMin Daily Profit (5 days)
$50K$150 per day
$100K$200 per day
$150K$250 per day
Payout Tiers (Max per request)
Payout #$50K$100K$150K
1$1,500$2,000$2,500
2$2,000$2,500$3,000
3$2,500$3,000$4,000
4+$3,000$4,000$5,000
Payouts can be requested any time once conditions are met. Processing: 24-48 hours standard. Up to 72 hours for requests outside Mon-Fri 8AM-5PM EST.
Select Evaluation
Select requires minimum 3 trading days due to the 40% consistency rule. No Daily Loss Limit during evaluation. After passing, you choose your funded payout policy. No activation fee.
AccountProfit TargetMax Drawdown (EOD)DLLConsistencyMax Contracts
$50K$2,500$2,000None40%4 mini / 40 micro
$100K$6,000$3,000None40%8 mini / 80 micro
$150K$9,000$4,500None40%12 mini / 120 micro
Note: Select 50K profit target is $2,500 - lower than Growth 50K which requires $3,000. T1 news trading allowed during evaluation. Max 15 evals per 30-day period, up to 10 resets each.
Select is a monthly subscription like Growth. Once you pass and activate your funded account, the subscription stops automatically and there are no further monthly fees.
Choose Your Policy After Passing
After passing the Select evaluation, you permanently choose one of two payout policies. This decision cannot be changed. Review both options carefully before activating.

Select Flex (5-Day)

  • Payout after 5 winning days
  • No Daily Loss Limit
  • Up to 50% of profits per payout
  • Caps: $1,250 / $3,000 / $4,000 / $5,000
  • No buffer balance required
  • Best for: less frequent, larger payouts

Select Daily

  • Daily payout eligibility
  • Has Daily Loss Limit
  • Up to 2x recent profit per payout
  • Caps: $600 / $1,000 / $1,500 / $2,500
  • Buffer required to request
  • Best for: frequent, smaller payouts
Both policies: 90/10 split, same contract scaling, same Elite Live eligibility thresholds, and same rule - must have positive net profit for the current cycle before requesting any payout.
Select Flex (5-Day Policy)
Parameter25K50K100K150K
Max Drawdown (EOD)$1,500$2,000$3,000$4,500
Daily Loss LimitNoneNoneNoneNone
Consistency RuleNoneNoneNoneNone
Starting Contracts1 / 102 / 203 / 303 / 30
Max Contracts2 / 204 / 408 / 8012 / 120
Payout Requirements
1.5 winning days per payout cycle with minimum daily profit: $100 (25K) / $150 (50K) / $200 (100K) / $250 (150K).
2.Positive net profit for the current payout cycle (resets after each payout).
Payout Caps (50% of total profit, up to:)
AccountMax Per PayoutMin PayoutDrawdown Locks At
25K$1,250No minimum stated$25,100
50K$3,000No minimum stated$50,100
100K$4,000No minimum stated$100,100
150K$5,000No minimum stated$150,100
No minimum balance requirement. Drawdown locks when EOD balance exceeds starting balance + drawdown amount + $100 (e.g., $52,100 for 50K Flex).
Select Daily Policy
Parameter25K50K100K150K
Max Drawdown (EOD)$1,500$2,000$2,500$3,500
Daily Loss Limit$500$1,000$1,250$1,750
Buffer Required$1,100$2,100$2,600$3,600
Max Payout Cap$600$1,000$1,500$2,500
Min Payout$250$250$250$250
Consistency RuleNoneNoneNoneNone
Daily Continuity Rule (payout formula)
Payout = up to 2x profit since last payout (capped at account max)
Must have positive net profit for the cycle. Buffer must be maintained after payout.
Example (50K): Profit since last payout = $250. Max payout = 2 x $250 = $500. If profit was $700, max = 2 x $700 = $1,400, but capped at $1,000. If profit was $100, max = $200 - below the $250 minimum, not yet eligible.
Drawdown locks (EOD) at: $26,100 (25K) / $52,100 (50K) / $102,600 (100K) / $153,600 (150K). After locking, floor becomes $25,100 / $50,100 / $100,100 / $150,100.
Contract Scaling - Funded Accounts
Scaling applies to funded accounts only (both Flex and Daily). During evaluation, full contract limits apply. Scaling updates at End of Day - limits increase the next trading day after hitting a threshold.
EOD Equity Profit25K50K100K150K
Start (under $1,500)1 / 102 / 203 / 303 / 30
$1,500+2 / 20 (max)3 / 304 / 404 / 40
$2,000+-4 / 40 (max)5 / 505 / 50
$3,000+--8 / 80 (max)8 / 80
$4,500+---12 / 120 (max)
Scaling triggers are cumulative - once you reach a higher tier, you retain those limits even if your balance fluctuates. Both Select Flex and Select Daily use identical scaling.
Lightning - Direct Funded
Lightning skips evaluation entirely. Start trading and earning payouts immediately. Uses EOD trailing drawdown. No minimum trading days required for payouts.
Current Position Limits (September 2025+)
AccountDLL (Soft)Trailing Max Drawdown (EOD)Max Contracts
$25KNone$1,0001 mini / 10 micro
$50K$1,250$2,0004 mini / 40 micro
$100K$2,500$4,0008 mini / 80 micro
$150K$3,750$6,00012 mini / 120 micro
Legacy accounts purchased before September 12, 2025 at 8AM EST have different position limits (5/10/15 minis for 50K/100K/150K). You cannot hold both mini and micro contracts simultaneously.
Lightning Payouts
90% payout split. No minimum trading days required. Payout profit goals reset after each payout - leftover profit from previous cycle does not carry over. Min payout: $1,000.
Profit Goals (accounts purchased after Sep 12, 2025)
AccountPayout 1 GoalPayout 2+ Goal
$25K$1,500$1,000
$50K$3,000$2,000
$100K$6,000$3,500
$150K$9,000$4,500
Maximum Payout Per Request
Payout #$25K$50K$100K$150K
1$1,000$2,000$2,500$3,000
2$1,000$2,000$2,500$3,000
3$1,000$2,000$2,500$3,000
4+$1,000$2,500$3,000$3,500
$25K accounts: fixed at $1,000 for all payouts. Payments issued within 24 hours after approval. Tradeify reserves the right to move you to a live account after any successful payout.
Lightning Consistency Rules
Lightning uses a graduated consistency rule that increases with each payout cycle. This only applies to accounts purchased after September 12, 2025. Legacy accounts maintain 20% for all payouts.
Payout #Consistency RuleExample: max single day if total profit = $4,500
Payout 120%$900 max single day
Payout 225%$1,125 max single day
Payout 3+30%$1,350 max single day
Biggest Day Profit / Consistency % = Total Profit Required
Example: biggest day $643.34, rule is 20% → $643.34 / 0.20 = $3,216.70 total profit needed.
Consistency stats update once daily at 5-8 PM EST reconciliation. Your dashboard may show 100% after just one profitable day - this is normal and will update after reconciliation includes more days.
Tradeify Elite Live Program
Path to Live Trading
Elite Live transition is mandatory once selected - you cannot decline. Tradeify monitors performance and selects traders at its discretion. Reaching the thresholds below is the minimum for consideration, not a guarantee.
Eligibility Thresholds (any of the following)
1.3 payouts on a single account, measured since last live transition or since first purchase.
2.10 total payouts across all plan types since last live transition.
Elite Live Account Parameters
AccountStart BalanceEOD DrawdownContracts (under DD)Contracts (above DD)DLL
25K Elite$0$1,5001 mini / 10 micro2 mini / 20 microNone
50K Elite$0$2,0002 mini / 20 micro4 mini / 40 microNone
100K Elite$0$3,0004 mini / 40 micro8 mini / 40 microNone
150K Elite$0$4,5006 mini / 40 micro12 mini / 40 microNone
Elite Payout Rules
90/10 split (limited time). Daily payout requests allowed. Start balance = $0, so everything earned is profit and eligible for withdrawal. If payout brings balance to $0, account closes.
Drawdown locks when EOD balance reaches $100 above the drawdown limit (e.g., $2,100 for 50K). After locking, payouts requested before the EOD lock are processed the next business day - reducing effective drawdown room.
Elite Bonus Program (cumulative payouts across all accounts)
Cumulative PayoutsBonus
$10,000$2,000
$20,000$5,000
$50,000$10,000
$100,000$20,000
$250,000$50,000
Bonus milestones apply to Growth and Lightning Elite traders only. Select plan traders have a separate Accelerator Rewards system. Up to 4-week cool-off if Elite account fails.
Sim + Live restriction: You cannot hold sim funded and live accounts at the same time. This applies to your entire household. Once live, no new evaluations or sim accounts can be purchased until the live account is closed.
Consistency Rule Explained
Biggest Single Day Profit / Total Profits = Consistency %
Must stay at or below the required percentage to be eligible for a payout.
Plan / PhaseConsistency Rule
Growth EvaluationNone
Growth Funded35%
Select Evaluation40%
Select Funded (both)None
Lightning (Payout 1)20%
Lightning (Payout 2)25%
Lightning (Payout 3+)30%
Important: You can always keep trading even if your consistency % is too high for a payout - the rule only restricts payout eligibility, not trading. Losing days hurt consistency (they reduce the denominator). The stat updates once daily at 5-8 PM EST.
Frequently Asked Questions
What is the difference between Growth, Select, and Lightning?+
Growth: evaluation with no consistency rule, pass in 1 day, has DLL, fixed payout policy. Select: evaluation with 40% consistency (min 3 days), no DLL, choose Flex or Daily payout after passing. Lightning: direct funded, no evaluation, graduated consistency rule (20/25/30%), no min trading days for payouts.
Can I change my Select payout policy after choosing?+
No. Once you select either Flex (5-Day) or Daily for a Select funded account, that choice is permanent for that account. If you want to try the other policy, you need to pass another Select evaluation and choose differently on that account.
Do I have to transition to Elite Live?+
Yes. Elite Live transition is mandatory once selected by Tradeify. You cannot decline. All sim funded and evaluation accounts are closed upon transition. Tradeify monitors performance and contacts traders when selected - the timing is at their discretion.
Is Growth a monthly subscription?+
Yes. Growth (and Select) are monthly recurring subscriptions. The account rebills every 30 days until you manually cancel or pass the evaluation. Failed accounts also keep rebilling. The subscription stops automatically once you pass and activate your funded account. Make sure to cancel before your renewal date if you no longer want the account.
What is the Select 50K profit target?+
The Select 50K evaluation has a $2,500 profit target - lower than the Growth 50K which requires $3,000. This is an important difference when comparing the two evaluation types at the same account size.
What happens if I lose money after a payout?+
On both Select Flex and Select Daily, after each payout your profit tracking resets to zero. If you then lose money, your cycle profit goes negative. You must trade back to positive net profit for the current cycle before you can request another payout. This applies equally to both policies.
Can I have sim and live accounts at the same time?+
No. Once you have an active live account, you cannot trade sim accounts simultaneously. This restriction applies to your entire household. You cannot purchase new evaluations or open new sim accounts while a live account is active.
How does the Lightning graduated consistency work?+
Lightning accounts purchased after September 12, 2025 use a graduated consistency rule: 20% for payout 1, 25% for payout 2, and 30% for all subsequent payouts. Legacy accounts (before that date) use 20% for all payouts. The formula is: Biggest Day / Total Profits = Consistency %. Must be at or below the required threshold to request a payout.

⚠ Disclaimer & Legal Notice

The information on this page is provided for informational and educational purposes only. FundedProgramFinder.com (FPF) is an independent comparison and review website. We are not affiliated with, endorsed by, or officially connected to Tradeify in any way.

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We are not responsible for the accuracy, completeness, or timeliness of the information presented. Program rules, pricing, payout policies, consistency requirements, drawdown parameters, and any other terms described on this page are subject to change by Tradeify at any time without notice. The rules presented here were accurate at the time of publication to the best of our knowledge and are based solely on publicly available documentation provided by Tradeify.

Trading futures involves substantial risk of loss and is not suitable for all investors. Past performance of any trading program does not guarantee future results. Simulated or hypothetical trading results have certain inherent limitations and do not represent actual trading. Nothing on this page constitutes financial, investment, or trading advice.

For the most accurate, up-to-date, and legally binding information regarding Tradeify's programs, rules, and policies, always refer directly to Tradeify's official website and their official FAQ and documentation. In the event of any conflict between the information presented here and Tradeify's official terms, Tradeify's official terms take precedence.

Last updated: March 2026 - FundedProgramFinder.com

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